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participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support NCUA adopting limited retention period for operational records Support increased flexibility for advertising and notice of insured status Oppose proposed incentive-based compensation rule Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Oppose CFPB efforts to manipulate consumer complaint data Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose CFPB action to prohibit use of certain contractual terms and conditions Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange or interest rate cap amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding Oppose additional barriers to disbursement of Community Development Financial Institution Fund appropriated award funding Support timely completion of Emergency Capital Investment Program disposition agreements Oppose CFPB rulemaking on contract terms and conditions Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017) Support NFIP Continuation Act (H.R. 5577) Support Housing for the 21st Century Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 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marijuana-related businesses that comply with state laws Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support nomination of John Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Small LENDER Act (H.R. 941) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384, 5882, 6180) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017; Senate Amendment 6241) Support NFIP Continuation Act (H.R. 5577) Support 21st Century ROAD to Housing Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394, 6101; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support ESCRA Act (H.R. 306) Support Credit Access and Inclusion Act (H.R. 5402; S. 1465) Support FCRA Liability Harmonization Act (H.R. 5775) Support Guarding Unprotected Aging Retirees from Deception Act (H.R. 2978; S. 2544; Senate Amendment 6471) Support Eliminating Fraud in the CFPBs Complaint Database Act (H.R. 7588) Support Fair Credit Reporting Reseller Accuracy Act (H.R. 8141) Support Bank Fraud Technology Advancement Act (H.R. 8671) Support STOP Payments Fraud Act (H.R. 9331) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation and rounding in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act 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Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":24,"name":"Commerce, Dept of (DOC)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"S. 1337, H.R. 5079, H.R. 8800, S. 4784 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":66560,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"BARTLING","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Discussed small business lending and access to capital issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Discussed digital asset, corporate and international tax issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TOU","general_issue_code_display":"Travel/Tourism","description":"S. 3787, H.R. 7454, H.R. 6086, S. 3031, H.R. 5851, S. 1045, S. 3220, H.R. 6128, H.R. 5556, H.R. 5663, H.R. 1319, S. 2228 - Discussed proposals related to the travel industry.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/00f47b8f-3478-4127-bd61-1cb7c0df522d/","filing_uuid":"00f47b8f-3478-4127-bd61-1cb7c0df522d","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/00f47b8f-3478-4127-bd61-1cb7c0df522d/print/","filing_document_content_type":"text/html","income":null,"expenses":"2330000.00","expenses_method":"C","expenses_method_display":"C","posted_by_name":"Zachary Rubin‑McCarry","dt_posted":"2026-07-20T17:02:32-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1775 Eye St, NW","registrant_address_2":"Suite 1100","registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20006","registrant":{"id":28220,"url":"https://lda.gov/api/v1/registrants/28220/","house_registrant_id":30688,"name":"NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.","description":null,"address_1":"1775 Eye St, NW","address_2":"Suite 1100","address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20006","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"ZACHARY RUBIN-MCCARRY","contact_telephone":"+1 202-321-3935","dt_updated":"2026-07-22T11:30:32.279817-04:00"},"client":{"id":134501,"url":"https://lda.gov/api/v1/clients/134501/","client_id":12,"name":"NATIONAL MULTIFAMILY HOUSING COUNCIL INC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-14"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"H.R. 8415, Small Business Tax Cut Act, amend the Internal Revenue Code of 1986 to increase the deduction for qualified business income, and for other purposes, all provisions. Tax depreciation rules applicable to multifamily structures, including proposal to shorten depreciation period to 20 years for workforce housing. H.R. 8996, Rental Housing Investment Act, to amend the Internal Revenue Code of 1986 to provide bonus depreciation for long-term residential rental housing, all provisions. S. 4080, a bill to amend the Internal Revenue Code of 1986 to provide bonus depreciation for long-term residential rental housing, all provisions. S. 3904, the American Homeownership Act, to amend the Internal Revenue Code of 1986 to deny interest and depreciation deductions for certain taxpayers, and for other purposes, all provisions. H.R. 8626, Workforce Housing Tax Credit Act, to amend the Internal Revenue Code of 1986 to provide a credit for middle-income housing, and for other purposes, all provisions. S. 4773, Decent, Affordable, Safe Housing for All (DASH) Act, to provide rental vouchers for the homeless, and for other purposes, provisions impacting multifamily rental housing and in particular middle-income housing tax credit. Issues pertaining to and potential for additional policies necessary for successful implementation of changes to the Low-Income Housing Tax Credit enacted in One Big Beautiful Bill Act, as well as policies to improve the Affordable Housing Credit Improvement Act (H.R. 2725 and S. 1515) when it is reintroduced in the 120th Congress. Draft legislative proposal, Boosting Urban Infill for Lasting Development (BUILD) of Affordable Housing Act, to amend the Internal Revenue Code of 1986 to increase the low-income housing credit for qualified low-income infill buildings, and for other purposes, all provisions. Studied ways to reduce the cost of producing housing under the Low-Income Housing Tax Credit program. Proposal to broaden like-kind exchange completion period to 3 years for investors selling single-family rental properties and reinvesting gain into new residential units or repurposed commercial housing units. To promote the rehabilitation and preservation of multifamily housing in all Opportunity Zones nationwide (not only Opportunity Zones located in rural areas), Congress should reduce the basis increase necessary to qualify a multifamily rehabilitation project for Opportunity Zone purposes to no higher than 50 percent. S. 4330, Ending the Carried Interest Loophole Act, to amend the Internal Revenue Code of 1986 to revise the treatment of partnership interests received in connection with the performance of services, and for other purposes, all provisions. Issues pertaining to the Energy Efficient Commercial Buildings Deduction and the New Energy Efficient Home Credit. Tax incentive to expense environmental remediation costs (brownfields). Request to Treasury and the IRS that the 2026-2027 Priority Guidance Plan include guidance pertaining to the Low-Income Housing Tax Credit to: (1) Implement Violence Against Women Act protections for Housing Credit tenants; (2) Provide greater flexibility for properties suffering casualty loss; (3) Include relocation expenses in rehabilitation expenditures; and (4) Better restrict planned foreclosure.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":51755,"prefix":null,"prefix_display":null,"first_name":"MATTHEW","nickname":null,"middle_name":null,"last_name":"BERGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":145029,"prefix":null,"prefix_display":null,"first_name":"BERNARD","nickname":null,"middle_name":null,"last_name":"FULTON","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152445,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"BYRNE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":188,"name":"Internal Revenue Service (IRS)"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Housing Supply and Affordability CARES Act 30-day Notice to Vacate and Evictions, including Respect State Housing Laws Act, all provisions (S. 470 / H.R. 1078), Rules Committee amendment 136 to the National Defense Authorization Act (NDAA) for Fiscal Year 2027 (H.R. 8800) pertaining to eviction 30-Day notice to vacate requirement under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Requested that Fiscal Year 2027 Transportation, Housing and Urban Development (THUD) Appropriations bill include language striking subsection (c) from Section 4024 of the CARES Act (15 U.S.C. 9058), making clear that the requirement that a lessor of a covered property provide a tenant 30-days notice before requiring the tenant to vacate has ended. Request for Executive Order to clarify that the 30-day notice to vacate requirement contained in the CARES Act (15 U.S.C. 9058(c)) is no longer in effect and does not impose an ongoing federal pre-filing notice requirement. H.R. 6644, Housing for the 21st Century Act, a bill to increase the supply of housing in America, and for other purposes, all provisions, including Sec. 101: Housing Supply Frameworks, Sec. 102: Accelerating home building grant program, Sec. 106: Multifamily loan limits, Sec. 201: HOME Reform, Sec. 202: Community Development Fund Amendments, Sec. 205: Choice in Affordable Housing, and Sec. 303: Community investment and prosperity. H.R. 6664, 21st Century ROAD to Housing Act, Sec. 503: Rural Housing Service Reform Act and Sec. 901: Homes are for people, not corporations. H. Res. 1299, Providing for the concurrence by the House in the Senate amendment to H.R. 6644, with amendment, all provisions, and in particular Sec 1001: Homes are for people, not corporations. Senate Amendment 5823 to House Amendment to Senate Amendment to H.R. 6644, 21st Century ROAD to Housing Act, an act to increase the supply of housing in America, and for other purposes, all provisions. H.R. 9311, Build Housing Affordably Act, to exempt certain covered projects from the requirements of chapter 83 of title 41, United States Code, or any regulation or guidance issued for such chapter, all provisions. Draft legislation, to amend the United States Housing Act of 1937 to require the Secretary of Housing and Urban Development to reallocate unobligated funding for tenant-based assistance to public housing agencies which are in need of more funding for tenant-based assistance, all provisions. Draft legislation, Tenants' Right to Organize Act, to amend the United States Housing Act of 1937 to promote the establishment of tenant organizations and provide additional amounts for tenant organizations, and for other purposes, all provisions. Identifying Regulatory Barriers to Housing Supply Act, all provisions (H.R. 4659 / S. 2416). Permitting Reform and National Environmental Policy Act changes. HOME Reform Act of 2025, all provisions (H.R. 5878). Community Investment and Prosperity Act, all provisions (H.R. 5913, S. 2464). Public Welfare Investment (PWI) Cap, related to Low Income Housing Tax Credit and other community development activities. Housing Affordability Act, all provisions (S. 1527 / H.R. 6132). Families First Housing Act, all provisions (H.R. 6962). Accelerating Home Building Act of 2025, all provisions (S. 2361). Housing Supply Frameworks Act, all provisions (H.R. 2840, S. 1299). Freedom to Build Act, all provisions (S. 4265). Fiscal Year 2027 appropriations for the Department of Housing and Urban Development and the Department of Agriculture housing programs, including the Section 8 Housing Choice Voucher Program, Project Based Rental Assistance, Rental Assistance Demonstration, Homelessness Programs, HOME, Community Development Block Grants, and Rural Housing programs. Housing Production Partnership Program Act of 2025 proposal to reform HOME Program and create property tax abatements. TIFIA Reform, proposal on commercial and residential development. Build America, Buy America Act (BABA), related to rental housing using HUD financial assistance. Draft legislative proposal, Investing in Housing Affordability Act of 2026, to create a new program based off the Small Business Investment Company model, operated at zero subsidy cost to taxpayers, and housed at the Treasury Department to provide low-cost capital to funds that invest equity or debt in affordable rental housing and homeownership projects. Draft legislative proposal, to prohibit Community Development Block Grant funding and Federal mortgage support in municipalities that allow squatting, all provisions. Request the Trump Administration direct the Office of Management and Budget to apportion the more than $500 million in Capital Magnet Fund program resources currently awaiting release by the Department of the Treasury. Issues pertaining to Institutional Investment in Housing / Build-to-Rent Housing Preservation. Issues pertaining to HUD Restore-Rebuild Initiative. Executive Orders: Stopping Wall Street from Competing with Main Street Homebuyers, as it impacts build-to-rent housing; Removing Regulatory Barriers to Affordable Home Construction; Promoting Access to Mortgage Credit. Institutional Investment in Housing / Build-to-Rent Housing Preservation Consumer Protection, Unfair and Deceptive Practices, including FTC Proposed Rule on Fees in rental housing, Fair Housing - HUD Proposed and Final Rules on Disparate Impact, Resident Screening, Emotional Support Animals Emergency Rental Assistance Program. Building Codes / Fire Safety Deregulatory efforts to reduce barriers to housing and improve affordability. Housing Choice Voucher Program, including reform and electronic benefits transfer pilot program. HUD Proposed Rules: Mixed-Status Households; Verification of U.S. Citizenship; Work Requirements and Term Limits Issues pertaining to HUD Restore-Rebuild Initiative. Proposed Rule, Regulation for Federal Financial Assistance, 91 FR 32198, docket OMB-2026-0034. Department of Housing and Urban Development, Notice of Certain Operating Cost Adjustment Factors for 2026, Notice -- request for comments, Docket No. FR-6495-N-02, 91 FR 4934. Department of Housing and Urban Development, Housing and Community Development Act of 1980: Verification of Eligible Status, Proposed Rule, 24 CFR Part 5, Docket No. FR-6524-P-01, RIN 2501-AE16. Department of Housing and Urban Development, Revocation of the 30-Day Notification Requirement Prior To Termination of Lease for Nonpayment of Rent, Interim Final Rule, 24 CFR Parts 247, 880, 882, 884, 886, 891, and 966, Docket No. FR-6529-I-01, RIN 2501-AE14. Department of Housing and Urban Development, HOME Investment Partnerships Program: Further Program Updates and Streamlining, Supplemental notice of proposed rulemaking; re-opening of comment period, 24 CFR Parts 91 and 92, Docket No. FR-6144-P-09, RIN 2506-AC50. Department of Housing and Urban Development, Establishing Flexibility for Implementation of Work Requirements and Term Limits, Proposed Rule, 24 CFR Parts 5, 960, 982, and 983, Docket No. FR-6520-P-01, RIN 2501-AE15. Department of Housing and Urban Development, Removal of Environmental Clearance Officer Review and Comment for Assessments for Projects Over 200 Lots/Dwelling Units or Beds, 24 CFR Part 50, Docket No. FR-6598-I-01, RIN 2502-AJ82. Department of Housing and Urban Development, Request for Information Regarding Products and Categories of Products Used in Housing Programs Pursuant to the Build America, Buy America Act, Docket No. FR-6616-N-01. Federal Trade Commission, Rule on Unfair or Deceptive Rental Housing Fee Practices, Proposed Rule, 16 CFR Chapter I, RIN 3084-AB88. Issues pertaining to streamlining the Section 8 Housing Choice Voucher (HCV) Program. H.R. 9170, Transportation-HUD-Related Agencies Appropriations Act 2027 Business Collaboration, DOJ and FTC guidance. FHA Multifamily Loan Programs. Fraud in rental housing. Rent control. 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the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support regulatory policies to promote innovation and access to credit Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Oppose National Credit Union Share Insurance Fund structural changes or premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Oppose NCUA rule on succession planning Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support increased flexibility for advertising and notice of insured status Support increased compliance timeline for NCUA simplification of share insurance rule Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA and FFIEC action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support increased threshold for Depository Institution Management Interlocks Act major assets prohibition Support clarification of Federal Credit Union Act preemption of state interchange laws Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing and indexing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support reforms to increase flexibility for TILA-RESPA Integrated Disclosure requirements Support inclusion of eligibility language for VA loans in FHA Informed Consumer Choice Disclosure Notice Support credit union access to universal service fund letters of credit program Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support clarification of Section 314(b) information sharing safe harbor for identifying and preventing payments fraud and additional flexibility for annual renewal requirement Support greater flexibility for credit unions to decline services with clear indicia of fraud or elder abuse Support parity for credit union provision of digital asset services and related regulations Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support risk-based approach to anti-money laundering/countering financing of terrorism program requirements Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange, interest rate cap, or fraud liability amendments in the National Defense Authorization Act Support inclusion of currency transaction report/suspicious activity report thresholds and veterans member business lending amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding without additional barriers Support timely completion of Emergency Capital Investment Program disposition agreements Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support FCC efforts to combat illegal robocalls and robotexts Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Support federal safe harbor for provision of financial services to marijuana-related businesses that comply with state laws Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support nomination of John Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Exams Act (H.R. 940; S. 5335) Support Small LENDER Act (H.R. 941) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167; S. 3616) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384, 5882, 6180) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732; H.R. 7775) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017; Senate Amendment 6241) Support NFIP Continuation Act (H.R. 5577) Support 21st Century ROAD to Housing Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394, 6101; S. 3940) Support Main Street Depositor Protection Act (S. 4198; Senate Amendment 6396) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support ESCRA Act (H.R. 306) Support Credit Access and Inclusion Act (H.R. 5402; S. 1465) Support FCRA Liability Harmonization Act (H.R. 5775) Support Guarding Unprotected Aging Retirees from Deception Act (H.R. 2978; S. 2544; Senate Amendment 6471) Support MORE Opportunities for Homeownership Act (H.R. 7647) Support Eliminating Fraud in the CFPBs Complaint Database Act (H.R. 7588) Support Fair Credit Reporting Reseller Accuracy Act (H.R. 8141) Support Bank Fraud Technology Advancement Act (H.R. 8671) Support STOP Payments Fraud Act (H.R. 9331) Support emergency transaction account guarantee legislation (H.R. 8075) Support Credit Union Investment Authority Act (H.R. 10082) Support CFPB Reform Act (H.R. 10184) Support inclusion of guidance on penny circulation and rounding in Common Cents Act (H.R. 3074, H.R. 10167; S. 1525) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support inclusion of additional credit union provisions in Main Street Capital Access Act (H.R. 6955) Oppose Repealing Big Brother Overreach Act (H.R. 425; S. 100) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose commissary coupon pilot program (Senate Amendments 5942, 6034) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660) Oppose Strengthening Oversight for the Financial Sector Act (H.R. 10230) Oppose S.J.Res. 130, on CFPB overdraft circular Oppose S.J.Res. 132, on CFPB examinations for risks to servicemembers Oppose S.J.Res. 141, on deceptive collection of medical 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H.R. 9311, Build Housing Affordably Act, to exempt certain covered projects from the requirements of chapter 83 of title 41, United States Code, or any regulation or guidance issued for such chapter, all provisions. Permitting Reform and National Environmental Policy Act changes. HOME Reform Act of 2025, all provisions (H.R. 5878). Community Investment and Prosperity Act, all provisions (H.R. 5913, S. 2464). H.R. 4576, Build More Housing Near Transit Act of 2025, to amend title 49, United States Code, to include affordable housing incentives in certain capital investment grants, and for other purposes, all provisions. S. 2363, Build More Housing Near Transit Act of 2025, to amend title 49, United States Code, to include affordable housing incentives in certain capital investment grants, and for other purposes, all provisions. H.R. 5889, Eviction Helpline Act, to create a hotline to provide eviction-related assistance, all provisions. Housing Supply Frameworks Act, all provisions (H.R. 2840, S. 1299). Freedom to Build Act, all provisions (S. 4265 / H.R. 9625). Fiscal Year 2027 T-HUD appropriations request to fully fund HUDs programs, such as Housing Choice Vouchers, Project-Based Rental Assistance, and HOME. Draft legislative proposal, Housing Production Partnership Program Act of 2025, to enable two new eligible activities within Department of Housing and Urban Development's HOME program: (1) Authorization for HOME funds to be used for Federal subsidy for state and local multifamily property tax abatement matching program; and (2) Authorization for HOME funds to be used to fund studies regarding ways state and local jurisdictions could overcome barriers to housing production and preservation. Draft legislative proposal (Housing Production Partnership Act of 2026) for Federal subsidy for state and local multifamily property tax abatements to be administered through the Department of Housing and Urban Development's Pathways to Removing Obstacles to Housing program. Issues pertaining to Government Accountability Office review of the recovery of the rental housing market after presidentially declared major disasters that occurred in 2023 and 2024. Issues pertaining to Government Accountability Office review of HUD Section 221(d)(4) program. TIFIA Reform, proposal on commercial and residential development. Issues pertaining to Institutional Investment in Housing / Build-to-Rent Housing Preservation. Issues pertaining to HUD Restore-Rebuild Initiative. Issues pertaining to the role institutional investment plays in financing development and preservation of multifamily housing. Implementation of provisions included in the 21st Century Road to Housing Act (P.L. 119-101), including Sec. 405: Choice in Affordable Housing Act and Sec. 1001: Homes are for people, not corporations. Consumer Protection, Unfair and Deceptive Practices, including FTC Proposed Rule on Fees in rental housing, Fair Housing - HUD Proposed and Final Rules on Disparate Impact, Resident Screening, Emotional Support Animals Emergency Rental Assistance Program. Building Codes / Fire Safety Deregulatory efforts to reduce barriers to housing and improve affordability. Potential legislation to establish a pilot program converting Housing Choice Vouchers to an electronic benefit transfer program without HUD lease and inspection requirements to make HCV recipients indistinguishable from other renters while better combatting waste, fraud, and abuse. HUD Proposed Rules: Mixed-Status Households; Verification of U.S. Citizenship; Work Requirements and Term Limits Proposed Rule, Regulation for Federal Financial Assistance, 91 FR 32198, docket OMB-2026-0034. Department of Housing and Urban Development, Request for Information Regarding Products and Categories of Products Used in Housing Programs Pursuant to the Build America, Buy America Act, Docket No. FR-6616-N-01. Federal Trade Commission, Rule on Unfair or Deceptive Rental Housing Fee Practices, Proposed Rule, 16 CFR Chapter I, RIN 3084-AB88. HUDs Implementation of the Fair Housing Acts Disparate Impact Standard; Amendments to HUDs Title VI Regulations, Docket No. FR-6540-P-02 (91 FR 51416, August 10, 2026) Issues pertaining to streamlining the Section 8 Housing Choice Voucher (HCV) Program. H.R. 9170, Transportation-HUD-Related Agencies Appropriations Act 2027 Business Collaboration, DOJ and FTC guidance. FHA Multifamily Loan Programs. Fraud in rental housing. Rent control. HUD NSPIRE Requirements. Reform land use and permitting. Nomination of Matt Jones to be Assistant Secretary at the Department of Housing and Urban Development and Federal Housing Administration Commissioner.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":51755,"prefix":null,"prefix_display":null,"first_name":"MATTHEW","nickname":null,"middle_name":null,"last_name":"BERGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145029,"prefix":null,"prefix_display":null,"first_name":"BERNARD","nickname":null,"middle_name":null,"last_name":"FULTON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":73189,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BORSOS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":152445,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"BYRNE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":14,"name":"Council of Economic Advisers (CEA)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":64,"name":"Federal Trade Commission (FTC)"},{"id":5,"name":"Government Accountability Office (GAO)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":37,"name":"Justice, Dept of (DOJ)"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"},{"id":12,"name":"White House Office"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"GSE Reform: Any action-legislative or regulatory-to release the GSEs (Fannie Mae and Freddie Mac) from conservatorship must not harm the existing multifamily GSE infrastructure Federal Housing Administration Financing: HUD should modernize and strengthen FHAs multifamily loan programs to ensure they remain a competitive and reliable source of capital for apartment development and refinancing. Proposals to increase Federal Housing Administration per unit rehabilitation limits on 223(f) loans either through legislation or regulation. Federal Reserve System, Regulatory Capital Rule: Risk-Based Capital Surcharges for Globally Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15), Notice of Proposed Rulemaking, 12 CFR Part 217. Department of the Treasury, Federal Reserve System, Federal Deposit Insurance Corporation, Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations, Notice of Proposed Rulemaking, OCC RIN 1557-AF52, Federal Reserve RIN 7100-AH20, FDIC RIN 3064-AF29. Department of the Treasury, Federal Reserve System, Federal Deposit Insurance Corporation, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-weighted Assets, OCC RIN 1557-AF49, Federal Reserve RIN 7100-AH21, FDIC RIN 3064-AG23. Community Reinvestment Act regulations as they pertain to the multifamily industry and Low-Income Housing Tax Credit Department of the Treasury, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, Community Reinvestment Act Regulations, Notice of proposed Rulemaking, OCC RIN 1557-AF57 and FDIC RIN 3064-AG31. Federal Housing Finance Agency, Notice of Proposed Rulemaking, Enterprise Duty to Serve Markets, 12 CFR Parts 1282 and 1283, RIN 2590-AB64.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":51755,"prefix":null,"prefix_display":null,"first_name":"MATTHEW","nickname":null,"middle_name":null,"last_name":"BERGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":73189,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BORSOS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145029,"prefix":null,"prefix_display":null,"first_name":"BERNARD","nickname":null,"middle_name":null,"last_name":"FULTON","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"INS","general_issue_code_display":"Insurance","description":"Insurance Affordability and Availability, impacts on housing costs. National Flood Insurance Program (NFIP), impact on housing and extension. H.R. 7128, TRIA Program Reauthorization Act of 2026, to extend the Terrorism Risk Insurance Program, and for other purposes, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, a bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes, all provisions. Disaster Mitigation and Climate Resiliency Risk management for cyber, business interruption, liability, builders risk and workers compensation insurance.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":145029,"prefix":null,"prefix_display":null,"first_name":"BERNARD","nickname":null,"middle_name":null,"last_name":"FULTON","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":51755,"prefix":null,"prefix_display":null,"first_name":"MATTHEW","nickname":null,"middle_name":null,"last_name":"BERGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"Data Security and Privacy, including breach notification, artificial intelligence in housing. Risk management for flood, terrorism, disaster, cyber, pandemic. Cybersecurity Information Sharing Act, reauthorization","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TEC","general_issue_code_display":"Telecommunications","description":"Broadband and voice, video and data services, including deployment, maintenance, reliability, affordability and adoption in multifamily housing. issues at multifamily communities; Broadband Equity, Access, and Deployment (BEAD) Program. Artificial intelligence, data use and emerging technologies in housing. Financial Technology (FinTech), use in rental housing, including products like security deposit alternatives and flexible rent payment tools Use of technology and consumer protections. Consumer Data Privacy and Security Act, reintroduction. Universal Service Program (USF), reform and funding including the Lifeline Program and similar broadband programs. FCC Proposed Rule on Lifeline and Link Up Reform and Modernization; Delete, Delete, Delete Proposed Rulemaking; Termination of Certain Proceedings as Dormant H.R. 2152, Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act, to require a strategy to defend against the economic and national security risks posed by the use of artificial intelligence in the commission of financial crimes, including fraud and the dissemination of misinformation, and for other purposes, all provisions. H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD) Act, to permit State, local, and Tribal law enforcement agencies that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes, all provisions. H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act, to require certain supervisory agencies to assess their technological capabilities, and for other purposes, all provisions. H.R. 8671, Bank Fraud Technology Advancement Act of 2026, require the Federal banking agencies to conduct a study on the use of advanced technologies in fraud detection and prevention, with particular attention to community financial institutions, and for other purposes, all provisions. H.R. 9493, Home Internet Accessibility Act, to require the Comptroller General to submit to Congress a report on the capacity of federally assisted housing to support broadband service, and for other purposes, all provisions. H.R. 8398, the GUARD Financial Data Act, to modernize the Gramm-Leach-Bliley Act (GLBA) and establish a comprehensive, nationwide data privacy framework for the financial services sector. H.R. 8413, the SECURE Data Act, establishing a national standard for data protection.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":51755,"prefix":null,"prefix_display":null,"first_name":"MATTHEW","nickname":null,"middle_name":null,"last_name":"BERGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20025,"prefix":null,"prefix_display":null,"first_name":"PAULA","nickname":null,"middle_name":null,"last_name":"CINO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142190,"prefix":null,"prefix_display":null,"first_name":"ALEX","nickname":null,"middle_name":null,"last_name":"EVELAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":true}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":53,"name":"Federal Communications Commission (FCC)"},{"id":64,"name":"Federal Trade Commission (FTC)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":37,"name":"Justice, Dept of (DOJ)"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CPT","general_issue_code_display":"Copyright/Patent/Trademark","description":"Patent enforcement and litigation in rental housing. Music and audiovisual copyright law and licensing.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150578,"prefix":null,"prefix_display":null,"first_name":"DARIA","nickname":null,"middle_name":null,"last_name":"DUDZINSKI","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"POS","general_issue_code_display":"Postal","description":"Mail and parcel delivery service in rental housing.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53762,"prefix":null,"prefix_display":null,"first_name":"CYNTHIA","nickname":null,"middle_name":null,"last_name":"CHETTI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":63031,"prefix":null,"prefix_display":null,"first_name":"KEVIN","nickname":null,"middle_name":null,"last_name":"DONNELLY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"IMM","general_issue_code_display":"Immigration","description":"Immigration Reform, impacts on rental housing. 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Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act, all provisions (H.R. 3898). 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