{"count":53,"next":"https://lda.gov/api/v1/filings/?filing_specific_lobbying_issues=S.+3623&filing_year=2026&ordering=-filing_year&page=2","previous":null,"results":[{"url":"https://lda.gov/api/v1/filings/93c9dba6-1595-4335-aecb-7d63567571c4/","filing_uuid":"93c9dba6-1595-4335-aecb-7d63567571c4","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/93c9dba6-1595-4335-aecb-7d63567571c4/print/","filing_document_content_type":"text/html","income":null,"expenses":"1130000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Greg Mesack","dt_posted":"2026-04-14T10:06:48-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":"United States of America","registrant_address_1":"99 M Street, SE","registrant_address_2":"Suite 300","registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":11322,"url":"https://lda.gov/api/v1/registrants/11322/","house_registrant_id":31877,"name":"AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS","description":null,"address_1":"99 M Street, SE","address_2":"Suite 300","address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GREG MESACK","contact_telephone":"+1 202-491-7614","dt_updated":"2026-10-14T15:38:47.017132-04:00"},"client":{"id":115381,"url":"https://lda.gov/api/v1/clients/115381/","client_id":12,"name":"AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-13"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 145 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support Federal Credit Union Act modernization Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of dependent care expenses for federal credit union official duties Oppose NCUA acting as a climate regulator Oppose NCUA rule on succession planning Oppose NCUA rule on record retention Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support NCUA adopting limited retention period for operational records Support increased flexibility for advertising and notice of insured status Oppose proposed incentive-based compensation rule Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Oppose CFPB efforts to manipulate consumer complaint data Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose CFPB action to prohibit use of certain contractual terms and conditions Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange or interest rate cap amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding Oppose additional barriers to disbursement of Community Development Financial Institution Fund appropriated award funding Support timely completion of Emergency Capital Investment Program disposition agreements Oppose CFPB rulemaking on contract terms and conditions Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017) Support NFIP Continuation Act (H.R. 5577) Support Housing for the 21st Century Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146201,"prefix":null,"prefix_display":null,"first_name":"CLARK","nickname":null,"middle_name":null,"last_name":"DERRINGTON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47583,"prefix":null,"prefix_display":null,"first_name":"LUKE","nickname":null,"middle_name":null,"last_name":"MARTONE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146204,"prefix":null,"prefix_display":null,"first_name":"ANDREW","nickname":null,"middle_name":null,"last_name":"MORRIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150377,"prefix":null,"prefix_display":null,"first_name":"TYLER","nickname":null,"middle_name":null,"last_name":"MARON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153336,"prefix":null,"prefix_display":null,"first_name":"JEREMY","nickname":null,"middle_name":null,"last_name":"GREENBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":153337,"prefix":null,"prefix_display":null,"first_name":"KRISTIN","nickname":null,"middle_name":null,"last_name":"RHEINS","suffix":null,"suffix_display":null},"covered_position":null,"new":true}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":25,"name":"Defense, Dept of (DOD)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":53,"name":"Federal Communications Commission (FCC)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":62,"name":"Federal Reserve System"},{"id":235,"name":"Financial Crimes Enforcement Network (FinCEN)"},{"id":5,"name":"Government Accountability Office (GAO)"},{"id":201,"name":"Homeland Security, Dept of (DHS)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":37,"name":"Justice, Dept of (DOJ)"},{"id":71,"name":"Natl Credit Union Administration (NCUA)"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"Support responsible reductions to NCUA budget Support NCUA budget transparency Support Community Development Financial Institutions Fund funding Support Community Development Financial Institutions Fund transparency Support Community Development Revolving Loan Fund funding Support FinCEN funding Support funding for Small Business Administration loan programs Support USAID Cooperative Development Program funding","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47583,"prefix":null,"prefix_display":null,"first_name":"LUKE","nickname":null,"middle_name":null,"last_name":"MARTONE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146204,"prefix":null,"prefix_display":null,"first_name":"ANDREW","nickname":null,"middle_name":null,"last_name":"MORRIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150377,"prefix":null,"prefix_display":null,"first_name":"TYLER","nickname":null,"middle_name":null,"last_name":"MARON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153336,"prefix":null,"prefix_display":null,"first_name":"JEREMY","nickname":null,"middle_name":null,"last_name":"GREENBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":153337,"prefix":null,"prefix_display":null,"first_name":"KRISTIN","nickname":null,"middle_name":null,"last_name":"RHEINS","suffix":null,"suffix_display":null},"covered_position":null,"new":true}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":71,"name":"Natl Credit Union Administration (NCUA)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Support streamlining of SBA process to facilitate credit union participation in government-guaranteed lending programs Support enhanced SBA outreach and education efforts for government-guaranteed lending programs Oppose SBA direct lending Oppose participation in SBA government-guaranteed lending programs by underregulated fintechs Oppose rescission of small business lending company moratorium Oppose creation of mission-based small business lending company designation Oppose SBA affiliation and lending criteria revisions rule","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/1722119d-763a-4fd8-bf71-6d206c581df5/","filing_uuid":"1722119d-763a-4fd8-bf71-6d206c581df5","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/1722119d-763a-4fd8-bf71-6d206c581df5/print/","filing_document_content_type":"text/html","income":null,"expenses":null,"expenses_method":"A","expenses_method_display":"A","posted_by_name":"Christina Meyer-Garfinkle","dt_posted":"2026-04-15T16:05:14-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"5000 Riverside Drive","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"Keasbey","registrant_state":"NJ","registrant_zip":"08832","registrant":{"id":400588798,"url":"https://lda.gov/api/v1/registrants/400588798/","house_registrant_id":null,"name":"WAKEFERN FOOD CORP.","description":"supermarket cooperative","address_1":"5000 Riverside Drive","address_2":null,"address_3":null,"address_4":null,"city":"Keasbey","state":"NJ","state_display":"New Jersey","zip":"08832","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"CHRISTINA MEYER-GARFINKLE","contact_telephone":"+1 732-623-4154","dt_updated":"2026-07-15T17:06:58.375232-04:00"},"client":{"id":193201,"url":"https://lda.gov/api/v1/clients/193201/","client_id":12,"name":"WAKEFERN FOOD CORP.","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NJ","state_display":"New Jersey","country":"US","country_display":"United States of America","ppb_state":"NJ","ppb_state_display":"New Jersey","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2010-05-06"},"lobbying_activities":[{"general_issue_code":"PHA","general_issue_code_display":"Pharmacy","description":"The PBM Reform Act (H.R. 4317)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"LAW","general_issue_code_display":"Law Enforcement/Crime/Criminal Justice","description":"Combating Organized Retail Crime Act (H.R. 2853, S. 1404)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"AGR","general_issue_code_display":"Agriculture","description":"General Discussion-Need for SNAP Restrictions Guidance for States/No bill number Guidance needed from USDA on Penny Shortage","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Credit Card Competition Act (H.R. 7035; S. 3623) Common Cents Act (Not introduced yet)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/ecfcb7ef-3568-4988-a872-b7c672a50ad9/","filing_uuid":"ecfcb7ef-3568-4988-a872-b7c672a50ad9","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/ecfcb7ef-3568-4988-a872-b7c672a50ad9/print/","filing_document_content_type":"text/html","income":"80000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Rachel Jones Hensler","dt_posted":"2026-04-15T18:29:21-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"601 13th St. NW","registrant_address_2":"Suite 250 N","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20005","registrant":{"id":293335,"url":"https://lda.gov/api/v1/registrants/293335/","house_registrant_id":37338,"name":"THE NICKLES GROUP, LLC","description":"Consulting firm.","address_1":"601 13th St. NW","address_2":"Suite 250 N","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20005","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"KATHLEEN MCGHEE","contact_telephone":"+1 202-742-6990","dt_updated":"2026-07-06T11:19:03.627222-04:00"},"client":{"id":178530,"url":"https://lda.gov/api/v1/clients/178530/","client_id":1005002,"name":"WALMART INC","general_description":"Retail establishment.","client_government_entity":false,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"AR","ppb_state_display":"Arkansas","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2010-10-01"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Monitor implementation of H.R.1 (P.L. 119-21), One Big Beautiful Bill Act, as it relates to corporate and international taxes and deductions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":20062,"prefix":null,"prefix_display":null,"first_name":"RACHEL","nickname":null,"middle_name":null,"last_name":"JONES HENSLER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":32389,"prefix":null,"prefix_display":null,"first_name":"DON","nickname":null,"middle_name":null,"last_name":"NICKLES","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143869,"prefix":"mr","prefix_display":"MR.","first_name":"LUCAS","nickname":"LUKE","middle_name":null,"last_name":"HOLLAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150500,"prefix":null,"prefix_display":null,"first_name":"MOLLY","nickname":null,"middle_name":null,"last_name":"FROMM","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to S. 3623 / H. R. 7035, Credit Card Competition Act. Issues related to Reg II.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":52444,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BADGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"LAW","general_issue_code_display":"Law Enforcement/Crime/Criminal Justice","description":"Organized Retail Crime Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":51079,"prefix":null,"prefix_display":null,"first_name":"JEFF","nickname":null,"middle_name":null,"last_name":"CHOUDHRY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":52444,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BADGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"}]},{"general_issue_code":"TRD","general_issue_code_display":"Trade (domestic/foreign)","description":"Discussions regarding trade and tariff proposals.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":51079,"prefix":null,"prefix_display":null,"first_name":"JEFF","nickname":null,"middle_name":null,"last_name":"CHOUDHRY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150500,"prefix":null,"prefix_display":null,"first_name":"MOLLY","nickname":null,"middle_name":null,"last_name":"FROMM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":20062,"prefix":null,"prefix_display":null,"first_name":"RACHEL","nickname":null,"middle_name":null,"last_name":"JONES HENSLER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/47731033-503c-42ca-bff7-6a1ad4543cf5/","filing_uuid":"47731033-503c-42ca-bff7-6a1ad4543cf5","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/47731033-503c-42ca-bff7-6a1ad4543cf5/print/","filing_document_content_type":"text/html","income":null,"expenses":"720000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Mike Lee","dt_posted":"2026-04-20T10:04:10-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"600 S 4th Street - 11th Floor","registrant_address_2":"MAC N9300-110","registrant_different_address":false,"registrant_city":"Minneapolis","registrant_state":"MN","registrant_zip":"55415","registrant":{"id":29620,"url":"https://lda.gov/api/v1/registrants/29620/","house_registrant_id":32452,"name":"WELLS FARGO & COMPANY","description":null,"address_1":"600 S 4th Street - 11th Floor","address_2":"MAC N9300-110","address_3":null,"address_4":null,"city":"Minneapolis","state":"MN","state_display":"Minnesota","zip":"55415","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"DONOVAN E. GANOE","contact_telephone":"+1 612-667-2589","dt_updated":"2026-07-30T09:41:35.973414-04:00"},"client":{"id":134745,"url":"https://lda.gov/api/v1/clients/134745/","client_id":12,"name":"WELLS FARGO & COMPANY","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"MN","state_display":"Minnesota","country":"US","country_display":"United States of America","ppb_state":"MN","ppb_state_display":"Minnesota","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-13"},"lobbying_activities":[{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Issues relating to housing finance reform in general; issues relating to Mortgage Lending; S. 2651, ROAD to Housing Act of 2025, all provisions; H.R. 6644, 21st Century ROAD to Housing Act, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Issues pertaining to SBA 7(a) and 504 programs and small business lending in general; issues pertaining to SBA Reauthorization.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Issues related to corporate taxation.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Issues relating to Veterans programs.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"Issues relating to data privacy/protection; H.R. 7548, SCAM Act, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues pertaining to Banking Access; issues relating to banking in general; Payments Issues; issues pertaining to Deposit Insurance; issues pertaining to Data Privacy; issues pertaining to Bank Capital Standards; Interchange Issues; issues pertaining to BSA/AML; H.R. 1799, Financial Reporting Threshold Modernization Act, all provisions; H.R. 7035/S. 3623, Credit Card Competition Act of 2026, all provisions; issues pertaining to Access to Capital; H.R. 2392, STABLE Act of 2025, all provisions; S. 394, GENIUS Act of 2025, all provisions; H.R. 3633, Digital Asset Market Clarity Act of 2025, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/17dd4435-c2fb-4f7b-8dec-bc80e3759d1f/","filing_uuid":"17dd4435-c2fb-4f7b-8dec-bc80e3759d1f","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/17dd4435-c2fb-4f7b-8dec-bc80e3759d1f/print/","filing_document_content_type":"text/html","income":null,"expenses":null,"expenses_method":"A","expenses_method_display":"A","posted_by_name":"Richard Hershman","dt_posted":"2026-04-20T10:22:21-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"528 E. Lorain St.","registrant_address_2":null,"registrant_different_address":true,"registrant_city":"Oberlin","registrant_state":"OH","registrant_zip":"44074","registrant":{"id":400308439,"url":"https://lda.gov/api/v1/registrants/400308439/","house_registrant_id":40268,"name":"NATIONAL ASSOCIATION OF COLLEGE STORES","description":"Trade Association","address_1":"528 E. Lorain St.","address_2":null,"address_3":null,"address_4":null,"city":"Oberlin","state":"OH","state_display":"Ohio","zip":"44074","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"RICHARD HERSHMAN","contact_telephone":"+1 202-778-4598","dt_updated":"2026-07-10T13:03:56.029202-04:00"},"client":{"id":189093,"url":"https://lda.gov/api/v1/clients/189093/","client_id":12,"name":"NATIONAL ASSOCIATION OF COLLEGE STORES","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"OH","state_display":"Ohio","country":"US","country_display":"United States of America","ppb_state":"OH","ppb_state_display":"Ohio","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2008-07-21"},"lobbying_activities":[{"general_issue_code":"LBR","general_issue_code_display":"Labor Issues/Antitrust/Workplace","description":"Concerns with the potential ramifications of overtime regulations for exempted workers under the Fair Labor Standards Act. -Final overtime rule, 89-FR-32842 (all provisions)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"FY2026 Labor, Health and Human Services, Education, and Related Agencies appropriations. Provisions related to funding for Pell Grants, Work Study, and the Fund for the Improvement of Postsecondary Education (FIPSE) -Open Textbook Pilot grant program. -S.2587 and accompanying committee report S. Rept.119-55 -Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2026. -H.R.5304 and accompanying committee report H. Rept. 119-271 - Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2026 -H.R. 7148, Pub.L. 119-75: Consolidated Appropriations Act, 2026. FY2027 Labor, Health and Human Services, Education, and Related Agencies appropriations. Provisions related to funding for Pell Grants, Work Study, and the Fund for the Improvement of Postsecondary Education (FIPSE) -Open Textbook Pilot grant program.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":32,"name":"Education, Dept of"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Reducing credit and debit card interchange rates, including competitive routing and unfair credit card practices. -Public Law No: 111-203 (H.R. 4173), the Dodd-Frank Wall Street Reform and Consumer Protection Act, Subtitle G, Sec. 1075 of HR 4173 (as enacted). Reasonable fees and rules for payment card transactions and routing of transactions. -S. 3623, - The Credit Card Competition Act of 2026 (all provisions). -H.R. 7035, -The Credit Card Competition Act of 2026 (all provisions).","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"EDU","general_issue_code_display":"Education","description":"Reauthorization of the Higher Education Act (PL 89-329) as amended by the Higher Education Opportunity Act of 2008, provisions related to cost of attendance, settling ledger accounts, books and supplies, accessibility for students with disabilities, work study, Pell grants, and Fund for the Improvement of Postsecondary Education. -HEA Sec 133 information disclosure, Sec 443 and Sec 462 financial aid, Sec 472 cost of attendance. -H.R.1886 and S.740. The Affordable College Textbook Act of 2025 (all provisions). -H.R.1. One Big Beautiful Bill Act. Subtitle D Workforce Pell, Sec. 70606 American Opportunity Tax Credit.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Higher Education Tax Proposals to Support Students and Institutions. -H.R.1. One Big Beautiful Bill Act (Sec. 70606 American Opportunity Tax Credit)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/c44ed421-93bf-412a-b499-77e4dd1df3c7/","filing_uuid":"c44ed421-93bf-412a-b499-77e4dd1df3c7","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/c44ed421-93bf-412a-b499-77e4dd1df3c7/print/","filing_document_content_type":"text/html","income":null,"expenses":"1270000.00","expenses_method":"C","expenses_method_display":"C","posted_by_name":"Theresa Fariello","dt_posted":"2026-04-20T11:38:32-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"815 Connecticut Avenue NW","registrant_address_2":"Suite 500","registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20006","registrant":{"id":10662,"url":"https://lda.gov/api/v1/registrants/10662/","house_registrant_id":31808,"name":"UNITED AIRLINES, INC.","description":null,"address_1":"815 Connecticut Avenue NW","address_2":"Suite 500","address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20006","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"MAUREEN MCLELLAN","contact_telephone":"+1 872-825-1618","dt_updated":"2026-07-30T18:05:40.188348-04:00"},"client":{"id":114383,"url":"https://lda.gov/api/v1/clients/114383/","client_id":12,"name":"UNITED AIRLINES INC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-14"},"lobbying_activities":[{"general_issue_code":"AVI","general_issue_code_display":"Aviation/Airlines/Airports","description":"Customer-related issues. Air Traffic Control Reform, Staffing, and Modernization. Government Shutdown Impacts on Federal Aviation Administration and TSA and CBP. DOT and FAA Regulations. S. 1045/H.R. 5455, Aviation Funding Stability Act, to provide funding for the FAA in the event of a lapse in appropriations. H.R. 6086, Aviation Funding Solvency Act, to provide funding for the FAA in the event of a lapse in appropriations. S. 697, Air Traffic Control Workforce Development Act of 2025, all provisions. S. 1985, Safe Operations of Shared Airspace Act of 2025, most provisions. H.R. 3530, Flight Education Access Act, all provisions. H.R. 2591/S. 3257, Mental Health in Aviation Act of 2025, all provisions. H.R. 2592, Aviation Medication Transparency Act of 2025, all provisions. P.L. 118-63, FAA Reauthorization Act of 2024, most provisions. H.R. 7035/S. 3623, Credit Card Competition Act, all provisions. H.R. 1719/S. 144, Farm to Fly Act of 2025, all provisions. S. 1422, Fanner First Fuel Incentives Act, provisions related to aviation. S. 2503, ROTOR Act, all provisions. H.R. 7613, ALERT Act, all provisions. S. 2378, Spending Aviation Fees for Equipment, Guaranteeing Upgraded and Advanced Risk Detection and Safety Act of 2025 (SAFEGUARDS Act), all provisions. H.R. 6518/S. 3759, SAF Act, all provisions. Issues pertaining to security screening and biometric technology. Issues pertaining to cabotage regulations. Issues pertaining to airline frequent flyer programs. Issues pertaining to airline workforce and labor. Issues pertaining to FCC spectrum auction/aircraft radio altimeter interference. Issues pertaining to Department of State Travel Advisory Requirements.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":67745,"prefix":null,"prefix_display":null,"first_name":"THERESA","nickname":null,"middle_name":"M.","last_name":"FARIELLO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69937,"prefix":null,"prefix_display":null,"first_name":"MAURA","nickname":null,"middle_name":"MCGOVERN","last_name":"KANTAKEVICH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69788,"prefix":null,"prefix_display":null,"first_name":"THOMAS","nickname":null,"middle_name":null,"last_name":"MICHELS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":141391,"prefix":null,"prefix_display":null,"first_name":"ERIK","nickname":null,"middle_name":null,"last_name":"PRINCE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146261,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BONINE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"Budget Reconciliation - Air Traffic Controller Staffing. Budget and appropriations related to the airline industry for Fiscal Year 2026.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":67745,"prefix":null,"prefix_display":null,"first_name":"THERESA","nickname":null,"middle_name":"M.","last_name":"FARIELLO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69937,"prefix":null,"prefix_display":null,"first_name":"MAURA","nickname":null,"middle_name":"MCGOVERN","last_name":"KANTAKEVICH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":141391,"prefix":null,"prefix_display":null,"first_name":"ERIK","nickname":null,"middle_name":null,"last_name":"PRINCE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146261,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BONINE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Issues pertaining to Aviation taxes and fees. Issues pertaining to Sustainable Aviation Fuels.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":67745,"prefix":null,"prefix_display":null,"first_name":"THERESA","nickname":null,"middle_name":"M.","last_name":"FARIELLO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69788,"prefix":null,"prefix_display":null,"first_name":"THOMAS","nickname":null,"middle_name":null,"last_name":"MICHELS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69937,"prefix":null,"prefix_display":null,"first_name":"MAURA","nickname":null,"middle_name":"MCGOVERN","last_name":"KANTAKEVICH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":141391,"prefix":null,"prefix_display":null,"first_name":"ERIK","nickname":null,"middle_name":null,"last_name":"PRINCE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146261,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BONINE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"AGR","general_issue_code_display":"Agriculture","description":"Issues pertaining to Sustainable Aviation Fuels.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":141391,"prefix":null,"prefix_display":null,"first_name":"ERIK","nickname":null,"middle_name":null,"last_name":"PRINCE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69937,"prefix":null,"prefix_display":null,"first_name":"MAURA","nickname":null,"middle_name":"MCGOVERN","last_name":"KANTAKEVICH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69788,"prefix":null,"prefix_display":null,"first_name":"THOMAS","nickname":null,"middle_name":null,"last_name":"MICHELS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":67745,"prefix":null,"prefix_display":null,"first_name":"THERESA","nickname":null,"middle_name":"M.","last_name":"FARIELLO","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146261,"prefix":null,"prefix_display":null,"first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"BONINE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/c1866d3d-1ed5-411b-b385-3eadfb44e247/","filing_uuid":"c1866d3d-1ed5-411b-b385-3eadfb44e247","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/c1866d3d-1ed5-411b-b385-3eadfb44e247/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Soyoung Min","dt_posted":"2026-04-20T12:01:01-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"455 Massachusetts Ave., NW","registrant_address_2":"Suite 1200","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20001","registrant":{"id":296271,"url":"https://lda.gov/api/v1/registrants/296271/","house_registrant_id":37502,"name":"MINDSET ADVOCACY, LLC","description":"lobbying and consulting","address_1":"455 Massachusetts Ave., NW","address_2":"Suite 1200","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20001","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"SOYOUNG MIN","contact_telephone":"+1 202-337-1661","dt_updated":"2026-07-20T14:10:06.395725-04:00"},"client":{"id":179395,"url":"https://lda.gov/api/v1/clients/179395/","client_id":571,"name":"VISA USA, INC.","general_description":"financial services","client_government_entity":false,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2013-09-19"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Specially referring to Issues relating to domestic and international tax rules in H.R. 1/PL 119-21, the One Big Beautiful Bill Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27. Financial literacy. H.R. 3633, the Digital Asset Market Clarity Act of 2025","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":65158,"prefix":null,"prefix_display":null,"first_name":"LANGSTON","nickname":null,"middle_name":null,"last_name":"EMERSON","suffix":null,"suffix_display":null},"covered_position":"Senior Legislative Assistant, Rep. Michael Capuano; Legislative Assistant, Rep. Carolyn Kilpatrick","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"Issues related to cybersecurity. S. 1337, Cybersecurity Information Sharing Extension Act and H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/c1866d3d-1ed5-411b-b385-3eadfb44e247/","filing_uuid":"c1866d3d-1ed5-411b-b385-3eadfb44e247","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/c1866d3d-1ed5-411b-b385-3eadfb44e247/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Soyoung Min","dt_posted":"2026-04-20T12:01:01-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"455 Massachusetts Ave., NW","registrant_address_2":"Suite 1200","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20001","registrant":{"id":296271,"url":"https://lda.gov/api/v1/registrants/296271/","house_registrant_id":37502,"name":"MINDSET ADVOCACY, LLC","description":"lobbying and consulting","address_1":"455 Massachusetts Ave., NW","address_2":"Suite 1200","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20001","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"SOYOUNG MIN","contact_telephone":"+1 202-337-1661","dt_updated":"2026-07-20T14:10:06.395725-04:00"},"client":{"id":179395,"url":"https://lda.gov/api/v1/clients/179395/","client_id":571,"name":"VISA USA, INC.","general_description":"financial services","client_government_entity":false,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2013-09-19"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Specially referring to Issues relating to domestic and international tax rules in H.R. 1/PL 119-21, the One Big Beautiful Bill Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27. Financial literacy. H.R. 3633, the Digital Asset Market Clarity Act of 2025","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":65158,"prefix":null,"prefix_display":null,"first_name":"LANGSTON","nickname":null,"middle_name":null,"last_name":"EMERSON","suffix":null,"suffix_display":null},"covered_position":"Senior Legislative Assistant, Rep. Michael Capuano; Legislative Assistant, Rep. Carolyn Kilpatrick","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"Issues related to cybersecurity. S. 1337, Cybersecurity Information Sharing Extension Act and H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/3c2ad505-016e-4916-bad2-28532a7c7d28/","filing_uuid":"3c2ad505-016e-4916-bad2-28532a7c7d28","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/3c2ad505-016e-4916-bad2-28532a7c7d28/print/","filing_document_content_type":"text/html","income":"50000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Isabella Quinn","dt_posted":"2026-04-20T13:58:27-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1201 Pennsylvania Avenue, NW","registrant_address_2":"Suite 800","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20004","registrant":{"id":41454,"url":"https://lda.gov/api/v1/registrants/41454/","house_registrant_id":30771,"name":"WILLIAMS AND JENSEN, PLLC","description":"Lobbying Law Firm","address_1":"1201 Pennsylvania Avenue, NW","address_2":"Suite 800","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20004","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"ISABELLA QUINN","contact_telephone":"+1 202-659-8201","dt_updated":"2026-07-30T10:41:36.640087-04:00"},"client":{"id":151365,"url":"https://lda.gov/api/v1/clients/151365/","client_id":4086,"name":"VISA","general_description":null,"client_government_entity":false,"client_self_select":null,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-14"},"lobbying_activities":[{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. Issues relating to the Credit Card Competition Act. S. 3623 & H.R. 7035. S. 394. PL 119-27 / S.1582 Guiding and Establishing National Innovation for US Stablecoin (GENIUS) Act. H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act. P.L. 119-60. 21st Century Road to Housing Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":19742,"prefix":null,"prefix_display":null,"first_name":"JOEL","nickname":null,"middle_name":null,"last_name":"OSWALD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43395,"prefix":"ms","prefix_display":"MS.","first_name":"MELINDA","nickname":null,"middle_name":"M","last_name":"MAXFIELD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69840,"prefix":null,"prefix_display":null,"first_name":"CHRISTOPHER","nickname":null,"middle_name":"E.","last_name":"WILCOX","suffix":null,"suffix_display":null},"covered_position":"LA, Leg Counsel, LD & Counsel, Rep. Arcuri; LD & Counsel, Rep. Demings","new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TRD","general_issue_code_display":"Trade (domestic/foreign)","description":"Trade issues impacting US-based companies.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43332,"prefix":"mr","prefix_display":"MR.","first_name":"CHRISTOPHER","nickname":null,"middle_name":"W","last_name":"HATCHER","suffix":null,"suffix_display":null},"covered_position":"Sch. C, Treasury; Associate Staff, House Rules Committee; LD, Rep. Scott McInnis","new":false},{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43395,"prefix":"ms","prefix_display":"MS.","first_name":"MELINDA","nickname":null,"middle_name":"M","last_name":"MAXFIELD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SCI","general_issue_code_display":"Science/Technology","description":"Cybersecurity and information sharing and cyber threats.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":19742,"prefix":null,"prefix_display":null,"first_name":"JOEL","nickname":null,"middle_name":null,"last_name":"OSWALD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69840,"prefix":null,"prefix_display":null,"first_name":"CHRISTOPHER","nickname":null,"middle_name":"E.","last_name":"WILCOX","suffix":null,"suffix_display":null},"covered_position":"LA, Leg Counsel, LD & Counsel, Rep. Arcuri; LD & Counsel, Rep. Demings","new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Monitor implementation of issues relating to domestic and international tax rules enacted in PL 119-21.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":43332,"prefix":"mr","prefix_display":"MR.","first_name":"CHRISTOPHER","nickname":null,"middle_name":"W","last_name":"HATCHER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/8810ccf1-002f-42b7-a1d4-ab9b848aa83e/","filing_uuid":"8810ccf1-002f-42b7-a1d4-ab9b848aa83e","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/8810ccf1-002f-42b7-a1d4-ab9b848aa83e/print/","filing_document_content_type":"text/html","income":null,"expenses":"950000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Emily Weems","dt_posted":"2026-04-20T15:57:46-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1600 CAPITAL ONE DRIVE","registrant_address_2":"28TH FLOOR","registrant_different_address":false,"registrant_city":"MCLEAN","registrant_state":"VA","registrant_zip":"22102","registrant":{"id":53824,"url":"https://lda.gov/api/v1/registrants/53824/","house_registrant_id":34991,"name":"CAPITAL ONE FINANCIAL CORPORATION","description":null,"address_1":"1680 CAPITAL ONE DRIVE","address_2":"12TH FLOOR","address_3":null,"address_4":null,"city":"MCLEAN","state":"VA","state_display":"Virginia","zip":"22102","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GINA METRAKAS","contact_telephone":"+1 571-407-0161","dt_updated":"2026-07-30T13:37:38.420050-04:00"},"client":{"id":158512,"url":"https://lda.gov/api/v1/clients/158512/","client_id":12,"name":"CAPITAL ONE FINANCIAL CORPORATION","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"VA","state_display":"Virginia","country":"US","country_display":"United States of America","ppb_state":"VA","ppb_state_display":"Virginia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-02-12"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"General issues impacting the tax code, including corporate tax rate and tax credit supported programs","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153664,"prefix":null,"prefix_display":null,"first_name":"JORDAN","nickname":null,"middle_name":null,"last_name":"JESSEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"-General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking. -S.2019 - TRAPS Act/HR 2978 - GUARD Act; Issues related to fraud and scam prevention. S. 3623 and H.R. 7035 - CCCA","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":64409,"prefix":null,"prefix_display":null,"first_name":"NICHOLAS","nickname":null,"middle_name":null,"last_name":"ZUPANCIC","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47747,"prefix":null,"prefix_display":null,"first_name":"EMILY","nickname":null,"middle_name":null,"last_name":"WEEMS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150283,"prefix":"mr","prefix_display":"MR.","first_name":"RYAN","nickname":null,"middle_name":"GABRIEL","last_name":"O'CONNOR","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":151870,"prefix":null,"prefix_display":null,"first_name":"EUGENIA","nickname":null,"middle_name":null,"last_name":"METRAKAS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153665,"prefix":null,"prefix_display":null,"first_name":"WILLIAM","nickname":null,"middle_name":null,"last_name":"CARDON","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":152714,"prefix":"mrs","prefix_display":"MRS.","first_name":"KERRI","nickname":null,"middle_name":"ELIZABETH","last_name":"GROSS","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":73872,"prefix":null,"prefix_display":null,"first_name":"JOSEPH","nickname":null,"middle_name":"FRANK","last_name":"VIDULICH","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ECN","general_issue_code_display":"Economics/Economic Development","description":"Issues related to community development financial institutions (CDFIs)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":47747,"prefix":null,"prefix_display":null,"first_name":"EMILY","nickname":null,"middle_name":null,"last_name":"WEEMS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":151870,"prefix":null,"prefix_display":null,"first_name":"EUGENIA","nickname":null,"middle_name":null,"last_name":"METRAKAS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/2abbda06-af29-4e7d-894c-dc56a08cb505/","filing_uuid":"2abbda06-af29-4e7d-894c-dc56a08cb505","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/2abbda06-af29-4e7d-894c-dc56a08cb505/print/","filing_document_content_type":"text/html","income":null,"expenses":"1210000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Eileen G. Braden","dt_posted":"2026-04-20T16:56:52-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"383 Madison Avenue","registrant_address_2":"41st Floor","registrant_different_address":true,"registrant_city":"New York","registrant_state":"NY","registrant_zip":"10017","registrant":{"id":401104236,"url":"https://lda.gov/api/v1/registrants/401104236/","house_registrant_id":null,"name":"JPMORGAN CHASE HOLDINGS LLC","description":"Global financial services firm.","address_1":"383 Madison Avenue","address_2":"41st Floor","address_3":null,"address_4":null,"city":"New York","state":"NY","state_display":"New York","zip":"10017","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"EILEEN G. BRADEN","contact_telephone":"+1 212-270-6000","dt_updated":"2026-07-30T14:19:39.252422-04:00"},"client":{"id":201038,"url":"https://lda.gov/api/v1/clients/201038/","client_id":12,"name":"JPMORGAN CHASE HOLDINGS LLC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NY","state_display":"New York","country":"US","country_display":"United States of America","ppb_state":"NY","ppb_state_display":"New York","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2019-02-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S. 401, S. 2651, S. 2999, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660 - Discussed consumer protection, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139823,"prefix":"mr","prefix_display":"MR.","first_name":"OMAIR","nickname":null,"middle_name":null,"last_name":"MIRZA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 2392, S. 394, H.R. 3633 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant to Congressman Kevin Yoder 2018-2019; Legislative Director to Congressman Denver Riggleman 2019-2020; Deputy Chief of Staff to Congressman Dan Meuser 2020-2021","new":true}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"S. 1337, S. 1071, H.R. 5079 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":66560,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"BARTLING","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant to Congressman Kevin Yoder 2018-2019; Legislative Director to Congressman Denver Riggleman 2019-2020; Deputy Chief of Staff to Congressman Dan Meuser 2020-2021","new":true},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent to Senator Ted Cruz 2016; Military Legislative Aide to Senator Ted Cruz 2016-2017; Legislative Director to Representative Roger Williams 2017-2018; Deputy Chief of Staff to Representative Roger Williams 2018-2022","new":true}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"H.R. 3174, S. 1555 - Discussed small business lending and access to capital issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"H.R. 1 - Discussed corporate and international tax issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"TOU","general_issue_code_display":"Travel/Tourism","description":"S. 314, H.R. 1479, S. 3787, H.R. 7454 - Discussed proposals related to the travel industry.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent to Senator Ted Cruz 2016; Military Legislative Aide to Senator Ted Cruz 2016-2017; Legislative Director to Representative Roger Williams 2017-2018; Deputy Chief of Staff to Representative Roger Williams 2018-2022","new":true}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/d36572c3-20b5-41da-bab7-005d6d14cd24/","filing_uuid":"d36572c3-20b5-41da-bab7-005d6d14cd24","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/d36572c3-20b5-41da-bab7-005d6d14cd24/print/","filing_document_content_type":"text/html","income":null,"expenses":"870000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Jana Barresi","dt_posted":"2026-04-20T18:48:50-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1000 Lowe's Blvd.","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"Mooresville","registrant_state":"NC","registrant_zip":"28117","registrant":{"id":312678,"url":"https://lda.gov/api/v1/registrants/312678/","house_registrant_id":38724,"name":"LOWE'S COMPANIES INC.","description":"Retail","address_1":"1000 LOWE'S BLVD.","address_2":null,"address_3":null,"address_4":null,"city":"MOORESVILLE","state":"NC","state_display":"North Carolina","zip":"28117","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"JANA BARRESI","contact_telephone":"+1 571-309-7774","dt_updated":"2026-07-28T16:22:17.037354-04:00"},"client":{"id":184001,"url":"https://lda.gov/api/v1/clients/184001/","client_id":12,"name":"LOWE'S COMPANIES INC.","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NC","state_display":"North Carolina","country":"US","country_display":"United States of America","ppb_state":"NC","ppb_state_display":"North Carolina","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2018-11-15"},"lobbying_activities":[{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 1404/H.R. 2853 Combating Organized Retail Crime Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Veterans hiring initiatives and the Dept. of Defense SkillBridge Program Department of Defense Employment Transition Assistance Program","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]},{"general_issue_code":"DIS","general_issue_code_display":"Disaster Planning/Emergencies","description":"Company disaster response and relief initiatives and federal disaster assistance programs","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ENG","general_issue_code_display":"Energy/Nuclear","description":"Implementation of the Inflation Reduction Act of 2023 (H.R. 812; PL 117-169), specifically the Home Energy Performance-Based Whole-House Rebates Program (Section 50121), High-Efficiency Electric home Rebate Program (Section 50122)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":33,"name":"Energy, Dept of"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"LBR","general_issue_code_display":"Labor Issues/Antitrust/Workplace","description":"Company workforce development initiatives, including employer-provided education benefits","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TRD","general_issue_code_display":"Trade (domestic/foreign)","description":"U.S. trade policy and sourcing Issues related to tariffs and exclusions, including Section 232 steel and aluminum tariffs, Section 232 wood and lumber derivatives tariffs, Section 301 tariffs, baseline tariffs Under Section 122, and other emergency tariffs on Canada, Mexico, and China.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"EDU","general_issue_code_display":"Education","description":"Company skilled trades education and workforce development initiatives","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 7035, Credit Card Competition Act of 2026 S. 3623, Credit Card Competition Act of 2026 H.R. 3074, Common Cents Act S. 1525, Common Cents Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Company initiatives focused on veteran hiring and support","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]},{"general_issue_code":"TRA","general_issue_code_display":"Transportation","description":"Supply chain and ports","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SCI","general_issue_code_display":"Science/Technology","description":"Discussions regarding company innovation initiatives and artificial intelligence","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Discussions regarding the housing and home improvement market policy H.R. 6644, 21st Century ROAD to Housing Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":105637,"prefix":null,"prefix_display":null,"first_name":"JANA","nickname":null,"middle_name":null,"last_name":"BARRESI","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121854,"prefix":null,"prefix_display":null,"first_name":"ROBERT","nickname":null,"middle_name":"JOHN","last_name":"CURIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/c845308f-b747-4a33-b00c-7c0c2d81ca9e/","filing_uuid":"c845308f-b747-4a33-b00c-7c0c2d81ca9e","filing_type":"1A","filing_type_display":"1st Quarter - Amendment","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/c845308f-b747-4a33-b00c-7c0c2d81ca9e/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Zachary Williams","dt_posted":"2026-04-20T21:18:02-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"777 6th Street NW","registrant_address_2":"8th Floor","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20001","registrant":{"id":400976792,"url":"https://lda.gov/api/v1/registrants/400976792/","house_registrant_id":null,"name":"FORBES-TATE","description":"Government Relations Firm.","address_1":"777 6th Street NW","address_2":"8th Floor","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20001","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"ZACHARY WILLIAMS","contact_telephone":"+1 202-638-0125","dt_updated":"2026-07-20T16:54:02.529740-04:00"},"client":{"id":56957,"url":"https://lda.gov/api/v1/clients/56957/","client_id":56957,"name":"VISA U.S.A. INC.","general_description":"Leading digital payments company.","client_government_entity":null,"client_self_select":false,"state":"CA","state_display":"California","country":"US","country_display":"United States of America","ppb_state":"CA","ppb_state_display":"California","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2023-07-18"},"lobbying_activities":[{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to payments, including in H.R. 7035 / S. 3623 - Credit Card Competition Act; Issues related to the GENIUS Act (P.L. 119-27).","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":63569,"prefix":null,"prefix_display":null,"first_name":"FRANKLYN","nickname":null,"middle_name":"E.","last_name":"STEINBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":57923,"prefix":null,"prefix_display":null,"first_name":"JEFFREY","nickname":null,"middle_name":null,"last_name":"FORBES","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":58264,"prefix":null,"prefix_display":null,"first_name":"JEFFREY","nickname":null,"middle_name":null,"last_name":"STRUNK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70968,"prefix":null,"prefix_display":null,"first_name":"KELLEY","nickname":null,"middle_name":"JULIA","last_name":"WILLIAMS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":86428,"prefix":null,"prefix_display":null,"first_name":"RYAN","nickname":null,"middle_name":null,"last_name":"MCCONAGHY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146900,"prefix":"mr","prefix_display":"MR.","first_name":"EDWARD","nickname":null,"middle_name":"JEFFREY","last_name":"HILL","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/8f0933b1-3843-4d07-b22f-a81194c6961b/","filing_uuid":"8f0933b1-3843-4d07-b22f-a81194c6961b","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/8f0933b1-3843-4d07-b22f-a81194c6961b/print/","filing_document_content_type":"text/html","income":null,"expenses":null,"expenses_method":"A","expenses_method_display":"A","posted_by_name":"Christina Meyer-Garfinkle","dt_posted":"2026-07-16T12:29:09-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"5000 Riverside Drive","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"Keasbey","registrant_state":"NJ","registrant_zip":"08832","registrant":{"id":400588798,"url":"https://lda.gov/api/v1/registrants/400588798/","house_registrant_id":null,"name":"WAKEFERN FOOD CORP.","description":"supermarket cooperative","address_1":"5000 Riverside Drive","address_2":null,"address_3":null,"address_4":null,"city":"Keasbey","state":"NJ","state_display":"New Jersey","zip":"08832","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"CHRISTINA MEYER-GARFINKLE","contact_telephone":"+1 732-623-4154","dt_updated":"2026-07-15T17:06:58.375232-04:00"},"client":{"id":193201,"url":"https://lda.gov/api/v1/clients/193201/","client_id":12,"name":"WAKEFERN FOOD CORP.","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NJ","state_display":"New Jersey","country":"US","country_display":"United States of America","ppb_state":"NJ","ppb_state_display":"New Jersey","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2010-05-06"},"lobbying_activities":[{"general_issue_code":"PHA","general_issue_code_display":"Pharmacy","description":"Implementation of PBM Reform measures in Consolidated Appropriations Act, 2026; Need for additional PBM reform on Medicaid spread pricing (not specific bill number)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"LAW","general_issue_code_display":"Law Enforcement/Crime/Criminal Justice","description":"Combating Organized Retail Crime Act (H.R. 2853, S. 1404)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"AGR","general_issue_code_display":"Agriculture","description":"General Discussion-Need for SNAP Restrictions Guidance for States/No bill number Enhanced Cybersecurity for SNAP Act (S.3949/H.R.7658)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Credit Card Competition Act (H.R. 7035; S. 3623) Common Cents Act (H.R. 3074)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ENV","general_issue_code_display":"Environment/Superfund","description":"HFC Management Rule","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137775,"prefix":null,"prefix_display":null,"first_name":"CHRISTINA","nickname":null,"middle_name":null,"last_name":"MEYER-GARFINKLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":49,"name":"Environmental Protection Agency (EPA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/2f54fa9e-112a-4932-a94a-d0cdfb37e3d6/","filing_uuid":"2f54fa9e-112a-4932-a94a-d0cdfb37e3d6","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/2f54fa9e-112a-4932-a94a-d0cdfb37e3d6/print/","filing_document_content_type":"text/html","income":null,"expenses":"1290000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Greg Mesack","dt_posted":"2026-07-17T10:02:51-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":"United States of America","registrant_address_1":"99 M Street, SE","registrant_address_2":"Suite 300","registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":11322,"url":"https://lda.gov/api/v1/registrants/11322/","house_registrant_id":31877,"name":"AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS","description":null,"address_1":"99 M Street, SE","address_2":"Suite 300","address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GREG MESACK","contact_telephone":"+1 202-491-7614","dt_updated":"2026-10-14T15:38:47.017132-04:00"},"client":{"id":115381,"url":"https://lda.gov/api/v1/clients/115381/","client_id":12,"name":"AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-13"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 146 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support modification of credit union loan maturity limits Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support regulatory policies to promote innovation and access to credit Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Oppose National Credit Union Share Insurance Fund structural changes or premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of dependent care expenses for federal credit union official duties Oppose NCUA rule on succession planning Support modification of NCUA record retention requirements Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support increased flexibility for advertising and notice of insured status Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of Section 314(b) information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange, interest rate cap, or fraud liability amendments in the National Defense Authorization Act Support inclusion of currency transaction report/suspicious activity report thresholds and veterans member business lending amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding without additional barriers Support timely completion of Emergency Capital Investment Program disposition agreements Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Support federal safe harbor for provision of financial services to marijuana-related businesses that comply with state laws Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support nomination of John Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Small LENDER Act (H.R. 941) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384, 5882, 6180) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017; Senate Amendment 6241) Support NFIP Continuation Act (H.R. 5577) Support 21st Century ROAD to Housing Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394, 6101; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support ESCRA Act (H.R. 306) Support Credit Access and Inclusion Act (H.R. 5402; S. 1465) Support FCRA Liability Harmonization Act (H.R. 5775) Support Guarding Unprotected Aging Retirees from Deception Act (H.R. 2978; S. 2544; Senate Amendment 6471) Support Eliminating Fraud in the CFPBs Complaint Database Act (H.R. 7588) Support Fair Credit Reporting Reseller Accuracy Act (H.R. 8141) Support Bank Fraud Technology Advancement Act (H.R. 8671) Support STOP Payments Fraud Act (H.R. 9331) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation and rounding in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose Repealing Big Brother Overreach Act (H.R. 425; S. 100) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose commissary coupon pilot program (Senate Amendments 5942, 6034) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660) Oppose S.J.Res. 130, on CFPB overdraft circular Oppose S.J.Res. 132, on CFPB examinations for risks to servicemembers Oppose S.J.Res. 141, on deceptive collection of medical debt","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":154321,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"COULOMBE","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146201,"prefix":null,"prefix_display":null,"first_name":"CLARK","nickname":null,"middle_name":null,"last_name":"DERRINGTON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47583,"prefix":null,"prefix_display":null,"first_name":"LUKE","nickname":null,"middle_name":null,"last_name":"MARTONE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146204,"prefix":null,"prefix_display":null,"first_name":"ANDREW","nickname":null,"middle_name":null,"last_name":"MORRIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150377,"prefix":null,"prefix_display":null,"first_name":"TYLER","nickname":null,"middle_name":null,"last_name":"MARON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153336,"prefix":null,"prefix_display":null,"first_name":"JEREMY","nickname":null,"middle_name":null,"last_name":"GREENBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153337,"prefix":null,"prefix_display":null,"first_name":"KRISTIN","nickname":null,"middle_name":null,"last_name":"RHEINS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":25,"name":"Defense, Dept of (DOD)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":53,"name":"Federal Communications Commission (FCC)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":62,"name":"Federal Reserve System"},{"id":235,"name":"Financial Crimes Enforcement Network (FinCEN)"},{"id":5,"name":"Government Accountability Office (GAO)"},{"id":201,"name":"Homeland Security, Dept of (DHS)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":37,"name":"Justice, Dept of (DOJ)"},{"id":71,"name":"Natl Credit Union Administration (NCUA)"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"Support responsible reductions to NCUA budget Support NCUA budget transparency Support Community Development Financial Institutions Fund funding Support Community Development Financial Institutions Fund transparency Support Community Development Revolving Loan Fund funding Support FinCEN funding Support funding for Small Business Administration loan programs","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":154321,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"COULOMBE","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47583,"prefix":null,"prefix_display":null,"first_name":"LUKE","nickname":null,"middle_name":null,"last_name":"MARTONE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146204,"prefix":null,"prefix_display":null,"first_name":"ANDREW","nickname":null,"middle_name":null,"last_name":"MORRIS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150377,"prefix":null,"prefix_display":null,"first_name":"TYLER","nickname":null,"middle_name":null,"last_name":"MARON","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153336,"prefix":null,"prefix_display":null,"first_name":"JEREMY","nickname":null,"middle_name":null,"last_name":"GREENBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153337,"prefix":null,"prefix_display":null,"first_name":"KRISTIN","nickname":null,"middle_name":null,"last_name":"RHEINS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":71,"name":"Natl Credit Union Administration (NCUA)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Support streamlining of SBA process to facilitate credit union participation in government-guaranteed lending programs Support enhanced SBA outreach and education efforts for government-guaranteed lending programs Oppose SBA direct lending Oppose participation in SBA government-guaranteed lending programs by underregulated fintechs Oppose rescission of small business lending company moratorium Oppose creation of mission-based small business lending company designation Oppose SBA affiliation and lending criteria revisions rule","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148612,"prefix":"mr","prefix_display":"MR.","first_name":"GREGORY","nickname":null,"middle_name":null,"last_name":"MESACK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148607,"prefix":"mr","prefix_display":"MR.","first_name":"BRADFORD","nickname":null,"middle_name":null,"last_name":"THALER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":29115,"prefix":null,"prefix_display":null,"first_name":"PHIL","nickname":null,"middle_name":null,"last_name":"DRAGER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147663,"prefix":null,"prefix_display":null,"first_name":"STEPHANIE","nickname":null,"middle_name":null,"last_name":"BELK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147664,"prefix":null,"prefix_display":null,"first_name":"GORDON","nickname":null,"middle_name":null,"last_name":"HOLZBERG","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152333,"prefix":null,"prefix_display":null,"first_name":"MADISON","nickname":null,"middle_name":null,"last_name":"HUBBARD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":146203,"prefix":null,"prefix_display":null,"first_name":"JAMES","nickname":null,"middle_name":null,"last_name":"AKIN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/f2b63919-1ba2-447b-ac0e-0b821e950cb3/","filing_uuid":"f2b63919-1ba2-447b-ac0e-0b821e950cb3","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/f2b63919-1ba2-447b-ac0e-0b821e950cb3/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Heather A McHugh","dt_posted":"2026-07-19T13:32:23-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1101 Pennsylvania Ave NW","registrant_address_2":"Suite 1010","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20004","registrant":{"id":401105068,"url":"https://lda.gov/api/v1/registrants/401105068/","house_registrant_id":null,"name":"RESOLUTION PUBLIC AFFAIRS, LLC","description":"Government Relations Consultants","address_1":"1101 Pennsylvania Ave NW","address_2":"Suite 1010","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20004","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"HEATHER MCHUGH","contact_telephone":"+1 703-966-1950","dt_updated":"2026-10-21T12:23:16.917646-04:00"},"client":{"id":61615,"url":"https://lda.gov/api/v1/clients/61615/","client_id":61615,"name":"MASTERCARD WORLDWIDE","general_description":"Payment services","client_government_entity":null,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2024-09-01"},"lobbying_activities":[{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to interchange, cost of acceptance, and routing mandates of credit cards. Issues related to payments, generally Issues related to credit card rate caps, generally S 3623, Credit Card Competition Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":69598,"prefix":null,"prefix_display":null,"first_name":"HEATHER","nickname":null,"middle_name":null,"last_name":"MCHUGH","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Senator Schumer (2010-2013); Legislative Director, Congressman Israel (2003-2007); Legislative Assistant, Congresswoman Velazquez (2000-2003).","new":true},{"lobbyist":{"id":71610,"prefix":null,"prefix_display":null,"first_name":"LEA","nickname":null,"middle_name":"FISHER","last_name":"SULKALA","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Congresswoman Linda Sanchez (2014-2019); Legislative Assistant, Congressman Etheridge (2001-2005)","new":true},{"lobbyist":{"id":106503,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":"GREY","last_name":"STANLEY","suffix":null,"suffix_display":null},"covered_position":"Part time employee, Congressman Joe Morelle (2021); Chief of Staff, Congresswoman Lowey (2005-2019); Communications Dir/Press Sec, Congresswoman Lowey (2001-2004); Special Assistant/Scheduler, Senator Schumer (1999-2000).","new":true},{"lobbyist":{"id":147545,"prefix":null,"prefix_display":null,"first_name":"ASHLI","nickname":null,"middle_name":null,"last_name":"SCOTT PALMER","suffix":null,"suffix_display":null},"covered_position":"Floor Director, Majority Whip Clyburn (2019); Policy Director, Assistant Democratic Leader Clyburn (2014-2017); Chief of Staff, Rural Business Agency of USDA (2012-2014); Sr Legislative Assistant Congressman John Spratt (2002-2011).","new":true},{"lobbyist":{"id":150406,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"TAIRA","suffix":null,"suffix_display":null},"covered_position":"Senator Schumer, Legislative Director (2013-2025); Senator Schumer, Legislative Asssistant (2007-2013); Congresswoman DeGette, Health Policy Director (2002-2003)","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/a4ddba05-c4bc-4407-a162-c17faa70a128/","filing_uuid":"a4ddba05-c4bc-4407-a162-c17faa70a128","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/a4ddba05-c4bc-4407-a162-c17faa70a128/print/","filing_document_content_type":"text/html","income":null,"expenses":"720000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Mike Lee","dt_posted":"2026-07-20T09:27:50-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"600 S 4th Street - 11th Floor","registrant_address_2":"MAC N9300-110","registrant_different_address":false,"registrant_city":"Minneapolis","registrant_state":"MN","registrant_zip":"55415","registrant":{"id":29620,"url":"https://lda.gov/api/v1/registrants/29620/","house_registrant_id":32452,"name":"WELLS FARGO & COMPANY","description":null,"address_1":"600 S 4th Street - 11th Floor","address_2":"MAC N9300-110","address_3":null,"address_4":null,"city":"Minneapolis","state":"MN","state_display":"Minnesota","zip":"55415","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"DONOVAN E. GANOE","contact_telephone":"+1 612-667-2589","dt_updated":"2026-07-30T09:41:35.973414-04:00"},"client":{"id":134745,"url":"https://lda.gov/api/v1/clients/134745/","client_id":12,"name":"WELLS FARGO & COMPANY","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"MN","state_display":"Minnesota","country":"US","country_display":"United States of America","ppb_state":"MN","ppb_state_display":"Minnesota","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-13"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues pertaining to Banking Access; issues relating to banking in general; Payments Issues; issues pertaining to Deposit Insurance; issues pertaining to Data Privacy; issues pertaining to Bank Capital Standards; issues pertaining to BSA/AML; H.R. 1799, Financial Reporting Threshold Modernization Act, all provisions; H.R. 7035/S. 3623, Credit Card Competition Act of 2026, all provisions; H.R. 2392, STABLE Act of 2025, all provisions; S. 394, GENIUS Act of 2025, all provisions; H.R. 3633, Digital Asset Market Clarity Act of 2025, all provisions. H.R. 8395, PACE Act of 2026, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Issues relating to housing finance reform in general; issues relating to Mortgage Lending; S. 2651, ROAD to Housing Act of 2025, all provisions; H.R. 6644, 21st Century ROAD to Housing Act, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Issues pertaining to SBA 7(a) and 504 programs and small business lending in general; issues pertaining to SBA Reauthorization.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Issues related to corporate taxation.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Issues relating to Veterans programs.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"Issues relating to data privacy/protection; H.R. 7548, SCAM Act, all provisions.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues relating to stock buybacks.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53862,"prefix":null,"prefix_display":null,"first_name":"SANDERS","nickname":null,"middle_name":null,"last_name":"ADU","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":36797,"prefix":null,"prefix_display":null,"first_name":"JULIE","nickname":null,"middle_name":null,"last_name":"SLOCUM","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":68835,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"HAND","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70589,"prefix":null,"prefix_display":null,"first_name":"MEGHAN","nickname":null,"middle_name":null,"last_name":"SULLIVAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":113188,"prefix":null,"prefix_display":null,"first_name":"NIDA","nickname":null,"middle_name":null,"last_name":"ZAMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":143493,"prefix":null,"prefix_display":null,"first_name":"FREDERICK","nickname":null,"middle_name":null,"last_name":"MITCHELL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":92710,"prefix":null,"prefix_display":null,"first_name":"BRIAN","nickname":null,"middle_name":"KEITH","last_name":"SMITH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":121751,"prefix":null,"prefix_display":null,"first_name":"MICHAEL","nickname":null,"middle_name":null,"last_name":"LEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/def69f70-66da-4cba-8431-5b5ef39e7ccd/","filing_uuid":"def69f70-66da-4cba-8431-5b5ef39e7ccd","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/def69f70-66da-4cba-8431-5b5ef39e7ccd/print/","filing_document_content_type":"text/html","income":"30000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Oscar Ramirez","dt_posted":"2026-07-20T11:58:26-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"660 Pennsylvania Avenue SE","registrant_address_2":"Suite 300","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":401105159,"url":"https://lda.gov/api/v1/registrants/401105159/","house_registrant_id":null,"name":"FULCRUM PUBLIC AFFAIRS LLC","description":"Lobbying firm","address_1":"660 Pennsylvania Avenue SE","address_2":"Suite 300","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"OSCAR RAMIREZ","contact_telephone":"+1 202-365-2971","dt_updated":"2026-07-30T17:17:39.923412-04:00"},"client":{"id":73897,"url":"https://lda.gov/api/v1/clients/73897/","client_id":73897,"name":"VISA, INC.","general_description":"A global payment network that facilitates digital currency transfers and authorizations.","client_government_entity":null,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2026-05-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to electronic payment authorizations covered by the CCCA (H.R. 7035, S. 3623) and issues related to digital currency transfers impacted by the CLARITY Act, H.R. 3633.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":143861,"prefix":"ms","prefix_display":"MS.","first_name":"EMILY","nickname":null,"middle_name":"KATHRINE","last_name":"LAVERY","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent / Deputy Legislative Assistant, Legislative Assistant, Sen. Tim Scott (R- SC) // Staff Director, Senate Finance Subcommittee on Energy, Natural Resources, and Infrastructure","new":false},{"lobbyist":{"id":144864,"prefix":"ms","prefix_display":"MS.","first_name":"SASHA","nickname":null,"middle_name":"BERNHARD","last_name":"HERNANDEZ","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Rep. Suzan DelBene (D-WA-01) // Legislative Aide, Sen. Maria Cantwell (D-WA)","new":false},{"lobbyist":{"id":71999,"prefix":null,"prefix_display":null,"first_name":"MIYA","nickname":null,"middle_name":null,"last_name":"PATEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant, Rep. Joe Neguse (D-CO-02) // Legislative Counsel, Rep. Miya Patel John Delaney (D-MD-06) // Legal Fellow, House Financial Services Committee","new":false},{"lobbyist":{"id":72650,"prefix":null,"prefix_display":null,"first_name":"OSCAR","nickname":null,"middle_name":"THOMAS","last_name":"RAMIREZ","suffix":null,"suffix_display":null},"covered_position":"Special Asst. to the Secretary, Department of Labor // Chief of Staff, Rep. Hilda Solis (D-CA-32) // Legislative Director/Deputy Chief of Staff, Rep. Al Green (D- TX-09) // Legislative Assistant / Legislative Director, Rep. Joe Baca (D- CA-43)","new":false},{"lobbyist":{"id":72651,"prefix":null,"prefix_display":null,"first_name":"DANA","nickname":null,"middle_name":"JAMAL","last_name":"THOMPSON","suffix":null,"suffix_display":null},"covered_position":"Legislative Director / Chief Counsel, Rep. Maxine Waters (D- CA-43) // Legislative Counsel / Chief Counsel / Deputy Chief of Staff / Chief of Staff, Rep. Sheila Jackson Lee (D-TX-18)","new":false},{"lobbyist":{"id":141432,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":"ZACH","middle_name":null,"last_name":"LAVEN","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant / Legislative Correspondent / Legislative Aide / Legislative Assistant / Senior Legislative Assistant / Legislative Director / Deputy Chief of Staff, Rep. David Schweikert (R-AZ)","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to electronic payment authorizations covered by the CCCA (H.R. 7035, S. 3623) and issues related to digital currency transfers impacted by the CLARITY Act, H.R. 3633.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":143861,"prefix":"ms","prefix_display":"MS.","first_name":"EMILY","nickname":null,"middle_name":"KATHRINE","last_name":"LAVERY","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent / Deputy Legislative Assistant, Legislative Assistant, Sen. Tim Scott (R- SC) // Staff Director, Senate Finance Subcommittee on Energy, Natural Resources, and Infrastructure","new":false},{"lobbyist":{"id":144864,"prefix":"ms","prefix_display":"MS.","first_name":"SASHA","nickname":null,"middle_name":"BERNHARD","last_name":"HERNANDEZ","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Rep. Suzan DelBene (D-WA-01) // Legislative Aide, Sen. Maria Cantwell (D-WA)","new":false},{"lobbyist":{"id":71999,"prefix":null,"prefix_display":null,"first_name":"MIYA","nickname":null,"middle_name":null,"last_name":"PATEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant, Rep. Joe Neguse (D-CO-02) // Legislative Counsel, Rep. Miya Patel John Delaney (D-MD-06) // Legal Fellow, House Financial Services Committee","new":false},{"lobbyist":{"id":72650,"prefix":null,"prefix_display":null,"first_name":"OSCAR","nickname":null,"middle_name":"THOMAS","last_name":"RAMIREZ","suffix":null,"suffix_display":null},"covered_position":"Special Asst. to the Secretary, Department of Labor // Chief of Staff, Rep. Hilda Solis (D-CA-32) // Legislative Director/Deputy Chief of Staff, Rep. Al Green (D- TX-09) // Legislative Assistant / Legislative Director, Rep. Joe Baca (D- CA-43)","new":false},{"lobbyist":{"id":72651,"prefix":null,"prefix_display":null,"first_name":"DANA","nickname":null,"middle_name":"JAMAL","last_name":"THOMPSON","suffix":null,"suffix_display":null},"covered_position":"Legislative Director / Chief Counsel, Rep. Maxine Waters (D- CA-43) // Legislative Counsel / Chief Counsel / Deputy Chief of Staff / Chief of Staff, Rep. Sheila Jackson Lee (D-TX-18)","new":false},{"lobbyist":{"id":141432,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":"ZACH","middle_name":null,"last_name":"LAVEN","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant / Legislative Correspondent / Legislative Aide / Legislative Assistant / Senior Legislative Assistant / Legislative Director / Deputy Chief of Staff, Rep. David Schweikert (R-AZ)","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/def69f70-66da-4cba-8431-5b5ef39e7ccd/","filing_uuid":"def69f70-66da-4cba-8431-5b5ef39e7ccd","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/def69f70-66da-4cba-8431-5b5ef39e7ccd/print/","filing_document_content_type":"text/html","income":"30000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Oscar Ramirez","dt_posted":"2026-07-20T11:58:26-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"660 Pennsylvania Avenue SE","registrant_address_2":"Suite 300","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":401105159,"url":"https://lda.gov/api/v1/registrants/401105159/","house_registrant_id":null,"name":"FULCRUM PUBLIC AFFAIRS LLC","description":"Lobbying firm","address_1":"660 Pennsylvania Avenue SE","address_2":"Suite 300","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"OSCAR RAMIREZ","contact_telephone":"+1 202-365-2971","dt_updated":"2026-07-30T17:17:39.923412-04:00"},"client":{"id":73897,"url":"https://lda.gov/api/v1/clients/73897/","client_id":73897,"name":"VISA, INC.","general_description":"A global payment network that facilitates digital currency transfers and authorizations.","client_government_entity":null,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2026-05-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to electronic payment authorizations covered by the CCCA (H.R. 7035, S. 3623) and issues related to digital currency transfers impacted by the CLARITY Act, H.R. 3633.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":143861,"prefix":"ms","prefix_display":"MS.","first_name":"EMILY","nickname":null,"middle_name":"KATHRINE","last_name":"LAVERY","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent / Deputy Legislative Assistant, Legislative Assistant, Sen. Tim Scott (R- SC) // Staff Director, Senate Finance Subcommittee on Energy, Natural Resources, and Infrastructure","new":false},{"lobbyist":{"id":144864,"prefix":"ms","prefix_display":"MS.","first_name":"SASHA","nickname":null,"middle_name":"BERNHARD","last_name":"HERNANDEZ","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Rep. Suzan DelBene (D-WA-01) // Legislative Aide, Sen. Maria Cantwell (D-WA)","new":false},{"lobbyist":{"id":71999,"prefix":null,"prefix_display":null,"first_name":"MIYA","nickname":null,"middle_name":null,"last_name":"PATEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant, Rep. Joe Neguse (D-CO-02) // Legislative Counsel, Rep. Miya Patel John Delaney (D-MD-06) // Legal Fellow, House Financial Services Committee","new":false},{"lobbyist":{"id":72650,"prefix":null,"prefix_display":null,"first_name":"OSCAR","nickname":null,"middle_name":"THOMAS","last_name":"RAMIREZ","suffix":null,"suffix_display":null},"covered_position":"Special Asst. to the Secretary, Department of Labor // Chief of Staff, Rep. Hilda Solis (D-CA-32) // Legislative Director/Deputy Chief of Staff, Rep. Al Green (D- TX-09) // Legislative Assistant / Legislative Director, Rep. Joe Baca (D- CA-43)","new":false},{"lobbyist":{"id":72651,"prefix":null,"prefix_display":null,"first_name":"DANA","nickname":null,"middle_name":"JAMAL","last_name":"THOMPSON","suffix":null,"suffix_display":null},"covered_position":"Legislative Director / Chief Counsel, Rep. Maxine Waters (D- CA-43) // Legislative Counsel / Chief Counsel / Deputy Chief of Staff / Chief of Staff, Rep. Sheila Jackson Lee (D-TX-18)","new":false},{"lobbyist":{"id":141432,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":"ZACH","middle_name":null,"last_name":"LAVEN","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant / Legislative Correspondent / Legislative Aide / Legislative Assistant / Senior Legislative Assistant / Legislative Director / Deputy Chief of Staff, Rep. David Schweikert (R-AZ)","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to electronic payment authorizations covered by the CCCA (H.R. 7035, S. 3623) and issues related to digital currency transfers impacted by the CLARITY Act, H.R. 3633.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":143861,"prefix":"ms","prefix_display":"MS.","first_name":"EMILY","nickname":null,"middle_name":"KATHRINE","last_name":"LAVERY","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent / Deputy Legislative Assistant, Legislative Assistant, Sen. Tim Scott (R- SC) // Staff Director, Senate Finance Subcommittee on Energy, Natural Resources, and Infrastructure","new":false},{"lobbyist":{"id":144864,"prefix":"ms","prefix_display":"MS.","first_name":"SASHA","nickname":null,"middle_name":"BERNHARD","last_name":"HERNANDEZ","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Rep. Suzan DelBene (D-WA-01) // Legislative Aide, Sen. Maria Cantwell (D-WA)","new":false},{"lobbyist":{"id":71999,"prefix":null,"prefix_display":null,"first_name":"MIYA","nickname":null,"middle_name":null,"last_name":"PATEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant, Rep. Joe Neguse (D-CO-02) // Legislative Counsel, Rep. Miya Patel John Delaney (D-MD-06) // Legal Fellow, House Financial Services Committee","new":false},{"lobbyist":{"id":72650,"prefix":null,"prefix_display":null,"first_name":"OSCAR","nickname":null,"middle_name":"THOMAS","last_name":"RAMIREZ","suffix":null,"suffix_display":null},"covered_position":"Special Asst. to the Secretary, Department of Labor // Chief of Staff, Rep. Hilda Solis (D-CA-32) // Legislative Director/Deputy Chief of Staff, Rep. Al Green (D- TX-09) // Legislative Assistant / Legislative Director, Rep. Joe Baca (D- CA-43)","new":false},{"lobbyist":{"id":72651,"prefix":null,"prefix_display":null,"first_name":"DANA","nickname":null,"middle_name":"JAMAL","last_name":"THOMPSON","suffix":null,"suffix_display":null},"covered_position":"Legislative Director / Chief Counsel, Rep. Maxine Waters (D- CA-43) // Legislative Counsel / Chief Counsel / Deputy Chief of Staff / Chief of Staff, Rep. Sheila Jackson Lee (D-TX-18)","new":false},{"lobbyist":{"id":141432,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":"ZACH","middle_name":null,"last_name":"LAVEN","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant / Legislative Correspondent / Legislative Aide / Legislative Assistant / Senior Legislative Assistant / Legislative Director / Deputy Chief of Staff, Rep. David Schweikert (R-AZ)","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/8e37ee40-ac34-475a-afc3-4c4c2b608ed9/","filing_uuid":"8e37ee40-ac34-475a-afc3-4c4c2b608ed9","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/8e37ee40-ac34-475a-afc3-4c4c2b608ed9/print/","filing_document_content_type":"text/html","income":"30000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Jeffrey A. Tassey","dt_posted":"2026-07-20T12:10:33-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1013 24th Street, NW","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20037","registrant":{"id":288954,"url":"https://lda.gov/api/v1/registrants/288954/","house_registrant_id":37106,"name":"TASSEY & ASSOCIATES","description":"government relations","address_1":"1013 24th Street, NW","address_2":null,"address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20037","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"JEFFREY A. TASSEY","contact_telephone":"+1 202-285-5514","dt_updated":"2026-07-23T21:55:50.620950-04:00"},"client":{"id":177287,"url":"https://lda.gov/api/v1/clients/177287/","client_id":1002024,"name":"AMERICAN BANKERS ASSOCIATION","general_description":null,"client_government_entity":false,"client_self_select":null,"state":null,"state_display":null,"country":"","country_display":"* Undetermined","ppb_state":null,"ppb_state_display":null,"ppb_country":"","ppb_country_display":"* Undetermined","effective_date":"2007-08-17"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues pertaining to the implementation of PL 119-4 FY 2025 Full-Year Continuing Appropriations and Extensions Act, Title VI Financial Services and General Government Appropriations, all provisions relating to credit card interchange. Issues pertaining to the implementation of PL 119-21 One Big Beautiful Bill Act, all provisions relating to the Credit Card Competition Act. S 381/HR 1944 10 Percent Credit Card Interest Rate Cap Act, all provisions. S 919 Guiding and Estimating National Innovation for US Stablecoins Act of 2025, all provisions relating to payments. S 3623 Credit Card Competition Act of 2026, all provisions. Issues pertaining to the SNAP program. S 4784 An original bill to authorize appropriations for fiscal year 2027 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes / HR 8800 National Defense Authorization Act for Fiscal Year 2027, all provisions relating to electronic payments. Issues pertaining to interest rate caps, credit reporting, credit card interchange rates, routing and exclusivity, Honor All Cards, and regulation of electronic platforms. Issues pertaining to Federal Reserve Regulation II, all provisions relating to modifying debit and interchange fees and routing requirements. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions and regulations. S 2296 National Defense Authorization Act for Fiscal Year 2026, all provisions and amendments relating to electronic payments or interchange.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":41443,"prefix":null,"prefix_display":null,"first_name":"JEFFREY","nickname":null,"middle_name":"A","last_name":"TASSEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":62,"name":"Federal Reserve System"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/d4ecc6fb-4776-4f61-a4c1-492b28ff6fe6/","filing_uuid":"d4ecc6fb-4776-4f61-a4c1-492b28ff6fe6","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/d4ecc6fb-4776-4f61-a4c1-492b28ff6fe6/print/","filing_document_content_type":"text/html","income":null,"expenses":"10000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Richard Hershman","dt_posted":"2026-07-20T13:09:55-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"528 E. Lorain St.","registrant_address_2":null,"registrant_different_address":true,"registrant_city":"Oberlin","registrant_state":"OH","registrant_zip":"44074","registrant":{"id":400308439,"url":"https://lda.gov/api/v1/registrants/400308439/","house_registrant_id":40268,"name":"NATIONAL ASSOCIATION OF COLLEGE STORES","description":"Trade Association","address_1":"528 E. Lorain St.","address_2":null,"address_3":null,"address_4":null,"city":"Oberlin","state":"OH","state_display":"Ohio","zip":"44074","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"RICHARD HERSHMAN","contact_telephone":"+1 202-778-4598","dt_updated":"2026-07-10T13:03:56.029202-04:00"},"client":{"id":189093,"url":"https://lda.gov/api/v1/clients/189093/","client_id":12,"name":"NATIONAL ASSOCIATION OF COLLEGE STORES","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"OH","state_display":"Ohio","country":"US","country_display":"United States of America","ppb_state":"OH","ppb_state_display":"Ohio","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2008-07-21"},"lobbying_activities":[{"general_issue_code":"LBR","general_issue_code_display":"Labor Issues/Antitrust/Workplace","description":"Concerns with the potential ramifications of overtime regulations for exempted workers under the Fair Labor Standards Act. -Final overtime rule, 89-FR-32842 (all provisions)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Higher Education Tax Proposals to Support Students and Institutions. -H.R.1. One Big Beautiful Bill Act (Sec. 70606 American Opportunity Tax Credit)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"FY2026 Labor, Health and Human Services, Education, and Related Agencies appropriations. Provisions related to funding for Pell Grants, Work Study, and the Fund for the Improvement of Postsecondary Education (FIPSE) -Open Textbook Pilot grant program. -S.2587 and accompanying committee report S. Rept.119-55 -Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2026. -H.R.5304 and accompanying committee report H. Rept. 119-271 - Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2026 -H.R. 7148, Pub.L. 119-75: Consolidated Appropriations Act, 2026. FY2027 Labor, Health and Human Services, Education, and Related Agencies appropriations. Provisions related to funding for Pell Grants, Work Study, and the Fund for the Improvement of Postsecondary Education (FIPSE) -Open Textbook Pilot grant program.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":32,"name":"Education, Dept of"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Reducing credit and debit card interchange rates, including competitive routing and unfair credit card practices. -Public Law No: 111-203 (H.R. 4173), the Dodd-Frank Wall Street Reform and Consumer Protection Act, Subtitle G, Sec. 1075 of HR 4173 (as enacted). Reasonable fees and rules for payment card transactions and routing of transactions. -S. 3623, - The Credit Card Competition Act of 2026 (all provisions). -H.R. 7035, -The Credit Card Competition Act of 2026 (all provisions). -Docket ID OCC-2026-0430 - OCC Interim Final Rule on National Bank Non-Interest Charges and Fees (all provisions). -Docket ID OCC-2026-0431 - OCC Interim Final Order on Order Preempting the Illinois Interchange Fee Prohibition Act (all provisions).","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"EDU","general_issue_code_display":"Education","description":"Reauthorization of the Higher Education Act (PL 89-329) as amended by the Higher Education Opportunity Act of 2008, provisions related to cost of attendance, settling ledger accounts, books and supplies, accessibility for students with disabilities, work study, Pell grants, and Fund for the Improvement of Postsecondary Education. -HEA Sec 133 information disclosure, Sec 443 and Sec 462 financial aid, Sec 472 cost of attendance. -H.R.1886 and S.740. The Affordable College Textbook Act of 2025 (all provisions). -H.R.1. One Big Beautiful Bill Act. Subtitle D Workforce Pell, Sec. 70606 American Opportunity Tax Credit.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":45810,"prefix":"mr","prefix_display":"MR.","first_name":"RICHARD","nickname":null,"middle_name":"SCOTT","last_name":"HERSHMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":32,"name":"Education, Dept of"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/f022b244-e279-485c-b62b-cb2c72b9fe72/","filing_uuid":"f022b244-e279-485c-b62b-cb2c72b9fe72","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/f022b244-e279-485c-b62b-cb2c72b9fe72/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Soyoung Min","dt_posted":"2026-07-20T13:33:05-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"455 Massachusetts Ave., NW","registrant_address_2":"Suite 1200","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20001","registrant":{"id":296271,"url":"https://lda.gov/api/v1/registrants/296271/","house_registrant_id":37502,"name":"MINDSET ADVOCACY, LLC","description":"lobbying and consulting","address_1":"455 Massachusetts Ave., NW","address_2":"Suite 1200","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20001","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"SOYOUNG MIN","contact_telephone":"+1 202-337-1661","dt_updated":"2026-07-20T14:10:06.395725-04:00"},"client":{"id":179395,"url":"https://lda.gov/api/v1/clients/179395/","client_id":571,"name":"VISA USA, INC.","general_description":"financial services","client_government_entity":false,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2013-09-19"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Specially referring to Issues relating to domestic and international tax rules","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27. Financial literacy. H.R. 3633, the Digital Asset Market Clarity Act of 2025. H.R. 6644 - 21st Century ROAD to Housing Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":65158,"prefix":null,"prefix_display":null,"first_name":"LANGSTON","nickname":null,"middle_name":null,"last_name":"EMERSON","suffix":null,"suffix_display":null},"covered_position":"Senior Legislative Assistant, Rep. Michael Capuano; Legislative Assistant, Rep. Carolyn Kilpatrick","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"Issues related to cybersecurity. S. 1337, Cybersecurity Information Sharing Extension Act and H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/f022b244-e279-485c-b62b-cb2c72b9fe72/","filing_uuid":"f022b244-e279-485c-b62b-cb2c72b9fe72","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/f022b244-e279-485c-b62b-cb2c72b9fe72/print/","filing_document_content_type":"text/html","income":"60000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Soyoung Min","dt_posted":"2026-07-20T13:33:05-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"455 Massachusetts Ave., NW","registrant_address_2":"Suite 1200","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20001","registrant":{"id":296271,"url":"https://lda.gov/api/v1/registrants/296271/","house_registrant_id":37502,"name":"MINDSET ADVOCACY, LLC","description":"lobbying and consulting","address_1":"455 Massachusetts Ave., NW","address_2":"Suite 1200","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20001","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"SOYOUNG MIN","contact_telephone":"+1 202-337-1661","dt_updated":"2026-07-20T14:10:06.395725-04:00"},"client":{"id":179395,"url":"https://lda.gov/api/v1/clients/179395/","client_id":571,"name":"VISA USA, INC.","general_description":"financial services","client_government_entity":false,"client_self_select":false,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2013-09-19"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Specially referring to Issues relating to domestic and international tax rules","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Issues related to payments innovation, payment/data security, payments regulation, privacy & data use issues. Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27. Financial literacy. H.R. 3633, the Digital Asset Market Clarity Act of 2025. H.R. 6644 - 21st Century ROAD to Housing Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":65158,"prefix":null,"prefix_display":null,"first_name":"LANGSTON","nickname":null,"middle_name":null,"last_name":"EMERSON","suffix":null,"suffix_display":null},"covered_position":"Senior Legislative Assistant, Rep. Michael Capuano; Legislative Assistant, Rep. Carolyn Kilpatrick","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"Issues related to cybersecurity. S. 1337, Cybersecurity Information Sharing Extension Act and H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues related to interchange fees on electric payments including S. 3623 & H.R. 7035. S.1582 GENIUS (Guiding and Establishing National Innovation for US Stablecoin Act) /PL 119-27.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":53314,"prefix":"mr","prefix_display":"MR.","first_name":"WILLIAM","nickname":null,"middle_name":"CAMPBELL KING","last_name":"MUELLER","suffix":null,"suffix_display":null},"covered_position":"Deputy Assistant Secretary, Banking and Finance","new":false},{"lobbyist":{"id":141909,"prefix":null,"prefix_display":null,"first_name":"SCOTT","nickname":null,"middle_name":null,"last_name":"SHEWCRAFT","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Bill Foster","new":false},{"lobbyist":{"id":145020,"prefix":null,"prefix_display":null,"first_name":"REBECCA","nickname":"BECCA","middle_name":null,"last_name":"ALCORN","suffix":null,"suffix_display":null},"covered_position":"Senior Policy Advisor, Sen. Mike Crapo and Policy Advisor, Senate Finance Committee; Legislative Assistant, Rep. Renee Ellmers","new":false},{"lobbyist":{"id":152504,"prefix":"ms","prefix_display":"MS.","first_name":"KATHERINE","nickname":null,"middle_name":null,"last_name":"BONNER","suffix":null,"suffix_display":null},"covered_position":"Chief of Staff, Rep. Lloyd Smucker; Legislative Assistant, Rep. Jeb Bradley; Legislative Correspondent, Rep. Jeb Bradley; Staff and Press Assistant, Rep. Jeb Bradley","new":false},{"lobbyist":{"id":92746,"prefix":null,"prefix_display":null,"first_name":"ZACHARY","nickname":null,"middle_name":"K","last_name":"OSTRO","suffix":null,"suffix_display":null},"covered_position":"Legislative Director, Rep. Robin Kelly","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/676e0a80-df4a-4e81-8cc6-68eff2ac773b/","filing_uuid":"676e0a80-df4a-4e81-8cc6-68eff2ac773b","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/676e0a80-df4a-4e81-8cc6-68eff2ac773b/print/","filing_document_content_type":"text/html","income":null,"expenses":"1240000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Emily Weems","dt_posted":"2026-07-20T15:16:32-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1600 CAPITAL ONE DRIVE","registrant_address_2":"28TH FLOOR","registrant_different_address":false,"registrant_city":"MCLEAN","registrant_state":"VA","registrant_zip":"22102","registrant":{"id":53824,"url":"https://lda.gov/api/v1/registrants/53824/","house_registrant_id":34991,"name":"CAPITAL ONE FINANCIAL CORPORATION","description":null,"address_1":"1680 CAPITAL ONE DRIVE","address_2":"12TH FLOOR","address_3":null,"address_4":null,"city":"MCLEAN","state":"VA","state_display":"Virginia","zip":"22102","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GINA METRAKAS","contact_telephone":"+1 571-407-0161","dt_updated":"2026-07-30T13:37:38.420050-04:00"},"client":{"id":158512,"url":"https://lda.gov/api/v1/clients/158512/","client_id":12,"name":"CAPITAL ONE FINANCIAL CORPORATION","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"VA","state_display":"Virginia","country":"US","country_display":"United States of America","ppb_state":"VA","ppb_state_display":"Virginia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-02-12"},"lobbying_activities":[{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"General issues impacting the tax code, including corporate tax rate and tax credit supported programs. H.R. 9383 - Net Operating Loss Carryback bill.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153664,"prefix":null,"prefix_display":null,"first_name":"JORDAN","nickname":null,"middle_name":null,"last_name":"JESSEE","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"General issues impacting consumer and commercial loans including payment systems, emerging payments, loan terms and product features, and the regulation of banking. S.2019 - TRAPS Act/HR 2978 - GUARD Act; Issues related to fraud and scam prevention. S. 3623 and H.R. 7035 - CCCA","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":64409,"prefix":null,"prefix_display":null,"first_name":"NICHOLAS","nickname":null,"middle_name":null,"last_name":"ZUPANCIC","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":47747,"prefix":null,"prefix_display":null,"first_name":"EMILY","nickname":null,"middle_name":null,"last_name":"WEEMS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":150283,"prefix":"mr","prefix_display":"MR.","first_name":"RYAN","nickname":null,"middle_name":"GABRIEL","last_name":"O'CONNOR","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":151870,"prefix":null,"prefix_display":null,"first_name":"EUGENIA","nickname":null,"middle_name":null,"last_name":"METRAKAS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153665,"prefix":null,"prefix_display":null,"first_name":"WILLIAM","nickname":null,"middle_name":null,"last_name":"CARDON","suffix":null,"suffix_display":null},"covered_position":null,"new":true},{"lobbyist":{"id":152714,"prefix":"mrs","prefix_display":"MRS.","first_name":"KERRI","nickname":null,"middle_name":"ELIZABETH","last_name":"GROSS","suffix":null,"suffix_display":null},"covered_position":null,"new":true}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ECN","general_issue_code_display":"Economics/Economic Development","description":"Issues related to community development financial institutions (CDFIs)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":47747,"prefix":null,"prefix_display":null,"first_name":"EMILY","nickname":null,"middle_name":null,"last_name":"WEEMS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":151870,"prefix":null,"prefix_display":null,"first_name":"EUGENIA","nickname":null,"middle_name":null,"last_name":"METRAKAS","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/a3541df5-4993-4a37-bd31-dec0277f2613/","filing_uuid":"a3541df5-4993-4a37-bd31-dec0277f2613","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/a3541df5-4993-4a37-bd31-dec0277f2613/print/","filing_document_content_type":"text/html","income":"50000.00","expenses":null,"expenses_method":null,"expenses_method_display":null,"posted_by_name":"Isabella Quinn","dt_posted":"2026-07-20T15:32:24-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"1201 Pennsylvania Avenue, NW","registrant_address_2":"Suite 800","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20004","registrant":{"id":41454,"url":"https://lda.gov/api/v1/registrants/41454/","house_registrant_id":30771,"name":"WILLIAMS AND JENSEN, PLLC","description":"Lobbying Law Firm","address_1":"1201 Pennsylvania Avenue, NW","address_2":"Suite 800","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20004","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"ISABELLA QUINN","contact_telephone":"+1 202-659-8201","dt_updated":"2026-07-30T10:41:36.640087-04:00"},"client":{"id":151365,"url":"https://lda.gov/api/v1/clients/151365/","client_id":4086,"name":"VISA","general_description":null,"client_government_entity":false,"client_self_select":null,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":null,"ppb_state_display":null,"ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2007-08-14"},"lobbying_activities":[{"general_issue_code":"SCI","general_issue_code_display":"Science/Technology","description":"Cybersecurity and information sharing and cyber threats.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":19742,"prefix":null,"prefix_display":null,"first_name":"JOEL","nickname":null,"middle_name":null,"last_name":"OSWALD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69840,"prefix":null,"prefix_display":null,"first_name":"CHRISTOPHER","nickname":null,"middle_name":"E.","last_name":"WILCOX","suffix":null,"suffix_display":null},"covered_position":"LA, Leg Counsel, LD & Counsel, Rep. Arcuri; LD & Counsel, Rep. Demings","new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Issues relating to domestic and international tax.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":43332,"prefix":"mr","prefix_display":"MR.","first_name":"CHRISTOPHER","nickname":null,"middle_name":"W","last_name":"HATCHER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. Issues relating to the Credit Card Competition Act. S. 3623 & H.R. 7035. S. 394. PL 119-27 Guiding and Establishing National Innovation for US Stablecoin (GENIUS) Act. H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act. H.R. 6644 21st Century Road to Housing Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":19742,"prefix":null,"prefix_display":null,"first_name":"JOEL","nickname":null,"middle_name":null,"last_name":"OSWALD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43395,"prefix":"ms","prefix_display":"MS.","first_name":"MELINDA","nickname":null,"middle_name":"M","last_name":"MAXFIELD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":69840,"prefix":null,"prefix_display":null,"first_name":"CHRISTOPHER","nickname":null,"middle_name":"E.","last_name":"WILCOX","suffix":null,"suffix_display":null},"covered_position":"LA, Leg Counsel, LD & Counsel, Rep. Arcuri; LD & Counsel, Rep. Demings","new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TRD","general_issue_code_display":"Trade (domestic/foreign)","description":"Trade issues impacting US-based companies.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":14682,"prefix":null,"prefix_display":null,"first_name":"SUSAN","nickname":null,"middle_name":null,"last_name":"HIRSCHMANN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43332,"prefix":"mr","prefix_display":"MR.","first_name":"CHRISTOPHER","nickname":null,"middle_name":"W","last_name":"HATCHER","suffix":null,"suffix_display":null},"covered_position":"Sch. C, Treasury; Associate Staff, House Rules Committee; LD, Rep. Scott McInnis","new":false},{"lobbyist":{"id":48784,"prefix":"mr","prefix_display":"MR.","first_name":"MATTHEW","nickname":null,"middle_name":"B","last_name":"HOEKSTRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":43395,"prefix":"ms","prefix_display":"MS.","first_name":"MELINDA","nickname":null,"middle_name":"M","last_name":"MAXFIELD","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148559,"prefix":"mr","prefix_display":"MR.","first_name":"JOSHUA","nickname":null,"middle_name":"DAVID","last_name":"FENDRICK","suffix":null,"suffix_display":null},"covered_position":"Staff Assistant, Legislative Correspondent, and Legislative Aide, Sen. Gary C. Peters; Economic Policy Adviser, Rep. Josh Gottheimer; Economic Policy Adviser, Sen. Gary C. Peters","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]}]}