{"count":12,"next":null,"previous":null,"results":[{"url":"https://lda.gov/api/v1/filings/3d98446b-643a-438e-a8e6-faf3d1a8502a/","filing_uuid":"3d98446b-643a-438e-a8e6-faf3d1a8502a","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/3d98446b-643a-438e-a8e6-faf3d1a8502a/print/","filing_document_content_type":"text/html","income":null,"expenses":"70000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Hayden Cole","dt_posted":"2026-04-20T14:10:07-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"853 New Jersey Avenue SE","registrant_address_2":"Suite 208","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":401108720,"url":"https://lda.gov/api/v1/registrants/401108720/","house_registrant_id":56574,"name":"AMERICAN FINTECH COUNCIL","description":null,"address_1":"853 New Jersey Avenue SE","address_2":"Suite 208","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"HAYDEN COLE","contact_telephone":"+1 605-521-1880","dt_updated":"2026-07-28T14:54:16.308898-04:00"},"client":{"id":60783,"url":"https://lda.gov/api/v1/clients/60783/","client_id":60783,"name":"AMERICAN FINTECH COUNCIL","general_description":"Trade association representing the largest fintech companies and innovative BaaS banks","client_government_entity":null,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2024-06-30"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"General discussion regarding the American Fintech Council's priorities for CFPB, including earned wage access, 1033, and credit repair industry reform. General discussion regarding 314b Program reforms.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Implementation of the interest/yield reform provisions of S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) Act. Discussions related to the regulatory review process for the Economic Growth and Regulatory Paperwork Reduction Act of 1996. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Discussions regarding the proposed reintroduction of the Earned Wage Access Consumer Protection Act. Discussions on potential legislation to modernize credit opportunities related to lending.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R. 6644 - 21st Century ROAD to Housing Act: provisions related to community banking.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/2abbda06-af29-4e7d-894c-dc56a08cb505/","filing_uuid":"2abbda06-af29-4e7d-894c-dc56a08cb505","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/2abbda06-af29-4e7d-894c-dc56a08cb505/print/","filing_document_content_type":"text/html","income":null,"expenses":"1210000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Eileen G. Braden","dt_posted":"2026-04-20T16:56:52-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"383 Madison Avenue","registrant_address_2":"41st Floor","registrant_different_address":true,"registrant_city":"New York","registrant_state":"NY","registrant_zip":"10017","registrant":{"id":401104236,"url":"https://lda.gov/api/v1/registrants/401104236/","house_registrant_id":null,"name":"JPMORGAN CHASE HOLDINGS LLC","description":"Global financial services firm.","address_1":"383 Madison Avenue","address_2":"41st Floor","address_3":null,"address_4":null,"city":"New York","state":"NY","state_display":"New York","zip":"10017","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"EILEEN G. BRADEN","contact_telephone":"+1 212-270-6000","dt_updated":"2026-07-30T14:19:39.252422-04:00"},"client":{"id":201038,"url":"https://lda.gov/api/v1/clients/201038/","client_id":12,"name":"JPMORGAN CHASE HOLDINGS LLC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NY","state_display":"New York","country":"US","country_display":"United States of America","ppb_state":"NY","ppb_state_display":"New York","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2019-02-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S. 401, S. 2651, S. 2999, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660 - Discussed consumer protection, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139823,"prefix":"mr","prefix_display":"MR.","first_name":"OMAIR","nickname":null,"middle_name":null,"last_name":"MIRZA","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 2392, S. 394, H.R. 3633 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant to Congressman Kevin Yoder 2018-2019; Legislative Director to Congressman Denver Riggleman 2019-2020; Deputy Chief of Staff to Congressman Dan Meuser 2020-2021","new":true}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"S. 1337, S. 1071, H.R. 5079 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":66560,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"BARTLING","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":"Legislative Assistant to Congressman Kevin Yoder 2018-2019; Legislative Director to Congressman Denver Riggleman 2019-2020; Deputy Chief of Staff to Congressman Dan Meuser 2020-2021","new":true},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent to Senator Ted Cruz 2016; Military Legislative Aide to Senator Ted Cruz 2016-2017; Legislative Director to Representative Roger Williams 2017-2018; Deputy Chief of Staff to Representative Roger Williams 2018-2022","new":true}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"H.R. 3174, S. 1555 - Discussed small business lending and access to capital issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"H.R. 1 - Discussed corporate and international tax issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"TOU","general_issue_code_display":"Travel/Tourism","description":"S. 314, H.R. 1479, S. 3787, H.R. 7454 - Discussed proposals related to the travel industry.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":"Legislative Correspondent to Senator Ted Cruz 2016; Military Legislative Aide to Senator Ted Cruz 2016-2017; Legislative Director to Representative Roger Williams 2017-2018; Deputy Chief of Staff to Representative Roger Williams 2018-2022","new":true}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/5edb149f-51f0-49d1-8302-ccfaeb4c5f30/","filing_uuid":"5edb149f-51f0-49d1-8302-ccfaeb4c5f30","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/5edb149f-51f0-49d1-8302-ccfaeb4c5f30/print/","filing_document_content_type":"text/html","income":null,"expenses":"170000.00","expenses_method":"B","expenses_method_display":"B","posted_by_name":"Michael D. Calhoun","dt_posted":"2026-04-20T20:46:52-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"910 17TH STREET, NW, Suite 800","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20006","registrant":{"id":283630,"url":"https://lda.gov/api/v1/registrants/283630/","house_registrant_id":36835,"name":"CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","description":null,"address_1":"910 17TH STREET, NW, #500","address_2":null,"address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20006","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"MICHAEL CALHOUN","contact_telephone":"+1 202-349-1862","dt_updated":"2026-07-29T13:41:27.530137-04:00"},"client":{"id":174857,"url":"https://lda.gov/api/v1/clients/174857/","client_id":12,"name":"CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2003-12-19"},"lobbying_activities":[{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"Support the Consumer Financial Protection Bureau's legal authority to draw its funding from the Federal Reserve Urging full funding of the Community Development Financial Institution Loan Fund's operations; Promoted Member support for an amicus brief on the CFPB's funding and draw obligations;","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, US Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"},{"id":12,"name":"White House Office"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"CFPB authority and functions, related to structure and supervision, research and enforcement priorities; Supervision and enforcement of unregulated \"fintech\" products and non-brank lenders; Treatment of personal financial information under Sec. 1033 of Dodd Frank Act; Concerns over FHFA Proposal for 50 year mortgage Government Sponsored Enterprises (GSE's) and the secondary housing finance market H.R. ___, Opposing legislation by Rep. Steil that would expand payday lending through mobile applications; H.Res. 1007, Support a resolution on Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries S.3538/H.R. 5912 - Support the Close the Shadow Banking Loophole Act S. 3721, Support the Empowering States' Rights To Protect Consumers Act of 2026 S. 3793, Support the Predatory Lending Elimination Act H.R. 7056, Oppose the Community Bank Regulatory Tailoring Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":62,"name":"Federal Reserve System"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":71,"name":"Natl Credit Union Administration (NCUA)"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Reform of the secondary housing finance system and government sponsored enterprises (GSEs); Support for HUD affirmatively furthering fair housing (AFFH) to take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation; Advocate for full funding of affordable housing programs at the U.S. Department of Housing and Urban Development (HUD); Supporting passage of important provisions within S. 2651, the ROAD to Housing Act; Supporting passage of S. 2651, the 21st Century ROAD to Housing Act Supporting improvements to ADU bills from Rep. Liccardo - namely Title II and ROAD Sec. 303 Title in the Housing for the 21st Century Act Promoting the \"show me fix\" for FHA that was granted to VA","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":173,"name":"Federal Highway Administration (FHA)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]},{"general_issue_code":"EDU","general_issue_code_display":"Education","description":"Opposing administration revisions to the Federal Public Service Loan Forgiveness Program; Addressing the waterfall of student debt defaults; H.R. 4444 - the Student Loan Bankruptcy Improvement Act of 2025, supporting improvements. S. 405 - Supporting the Proprietary Education Oversight Task Force Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":32,"name":"Education, Dept of"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Improving VA home loan loss mitigation efforts; Supporting technical improvements to improve FHA's ability to better manage partial loss mitigation claims; Inclusion of a temporary extension of eligibility to descendants of certain deseases servicemembers to access the VA Loan Program - within the National Defense Authorization Act for FY27 Support H.R. ___, supporting the VA Housing Loan Forever Act and its components; VA Partial Claims","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"Inclusion of a temporary extension of eligibility to descendants of certain deseases servicemembers to access the VA Loan Program - within the National Defense Authorization Act for FY27 Letter from coalition expressing concerns on the acquisition of Grasshopper Bank by Enova;","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Inclusion of a temporary extension of eligibility to descendants of certain deseases servicemembers to access the VA Loan Program - within the National Defense Authorization Act for FY27","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":42,"name":"Veterans Affairs, Dept of (VA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/af8b2323-d69f-4a1a-99fa-f8e83252524d/","filing_uuid":"af8b2323-d69f-4a1a-99fa-f8e83252524d","filing_type":"Q1","filing_type_display":"1st Quarter - Report","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/af8b2323-d69f-4a1a-99fa-f8e83252524d/print/","filing_document_content_type":"text/html","income":null,"expenses":"150000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Gynnie Robnett","dt_posted":"2026-04-21T16:52:47-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"11 Dupont Circle NW","registrant_address_2":"Suite 500","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20036","registrant":{"id":401104925,"url":"https://lda.gov/api/v1/registrants/401104925/","house_registrant_id":null,"name":"AMERICANS FOR FINANCIAL REFORM","description":"Non Profit Advocacy 501 c(4)","address_1":"11 Dupont Circle NW","address_2":"Suite 500","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20036","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GYNNIE ROBNETT","contact_telephone":"+1 202-466-1885","dt_updated":"2026-07-27T16:31:38.819635-04:00"},"client":{"id":202954,"url":"https://lda.gov/api/v1/clients/202954/","client_id":12,"name":"AMERICANS FOR FINANCIAL REFORM","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2018-05-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S.3734 Close the Shadow Banking Loophole Act S.J.Res. 110 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to \"Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies\" S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to \"Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations\" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to \"Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions\". H.R. 7056, the Community Bank Regulatory Tailoring Act Bank capital rules S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act Crypto Regulatory Legislation digital national trust bank charters digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 3793 Predatory Lending Elimination Act HR 7478 Patient Debt Relief Act S.4056 Proprietary Education Oversight Task Force Act. S. 3721 Empowering States' Rights to Protect Consumers Act Auto lending protections under the Military Lending Act Rent-to-own lending to servicemembers Preventing abuse of the military allotment system Consumer financial protection Payday Lending and 36% rate cap Earned Wage Access Rent-a-Bank Payday Loans rate caps","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 4171, the Small Entrepreneurs Empowerment and Development (SEED) Act H.R. 6955, the Main Street Capital Access Act H.R. 7127, the Restoring Secondary Trading Market Act S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act HR. 7955 BETS OFF Act S. 4115 BETS OFF Act S. 4226 Stop Trading On Predictions (STOP) Corrupt Bets Act H.R.8123 Stop Trading On Predictions (STOP) Corrupt Bets Act private equity regulation private equity in health care S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act Crypto Regulatory Legislation digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues PE and childcare H.R. 6967, the Public Company Advisory Committee Act H.R. 7085 on conflict minerals disclosures Proxy advisors H.R. 2988, Protecting Prudent Investment of Retirement Savings Act the Reward Work Act Stock buybacks Executive compensation Stock Buyback Accountability Act Insurance crisis consumer protections, supervision, and bailout policy","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"S.788 HOPE for Homeownership Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act Crypto tax policy S. 4246 Ultra-Millionaire Tax Act H.R.8085 Ultra-Millionaire Tax Act H.R. 5336 Equal Tax Act S. 4122 Equal Tax Act S. 3956 Make Billionaires Pay Their Fair Share Act H.R. 7767 Make Billionaires Pay Their Fair Share Act Carried Interest Loophole S. 4083 Working Americans' Tax Cut Act HR 7937 Working Americans' Tax Cut Act S.2818 Tax Excessive CEO Pay Act of 2025 H.R.5298 Tax Excessive CEO Pay Act of 2025 S.2845 Billionaires Income Tax Act H.R.5427 Billionaires Income Tax Act \"H.R. 3140, Stop Subsidizing Multimillion Dollar Corporate Bonuses Act\" S. 1576 Stop Subsidizing Multimillion Dollar Corporate Bonuses Act IRS enforcement funding Curtailing Executive Overcompensation (CEO) Act Stock buybacks Executive compensation Wealth Tax Financial Transaction Tax corporate minimum tax loophole for private equity IRS Enforcement funding","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"IRS enforcement funding","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R.6644 21st Century ROAD to Housing Act S.788 HOPE for Homeownership Act Private equity in housing Tenant protections Homeowner protections appraisal bias H.R.8047 PRO Manufactured Home Communities Act H.R. 410 End Junk Fees for Renters Act. S. 3904 American Homeownership Act S. 3754 Affordable Housing and Homeownership Protection Act. Insurance crisis consumer protections, supervision, and bailout policy National Flood Insurance Program (NFIP) policy reform","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HCR","general_issue_code_display":"Health Issues","description":"S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act PE and childcare","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"GOV","general_issue_code_display":"Government Issues","description":"H.R. 7508 Financial Disclosure Modernization Act S. 3827 Financial Disclosure Modernization Act Nominations for USPS Board of Governors USPS Board of Governors nominations","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/bd9527e7-f8ce-4264-b41f-5676004e8450/","filing_uuid":"bd9527e7-f8ce-4264-b41f-5676004e8450","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/bd9527e7-f8ce-4264-b41f-5676004e8450/print/","filing_document_content_type":"text/html","income":null,"expenses":"110000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Hayden Cole","dt_posted":"2026-07-20T14:49:52-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"853 New Jersey Avenue SE","registrant_address_2":"Suite 208","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":401108720,"url":"https://lda.gov/api/v1/registrants/401108720/","house_registrant_id":56574,"name":"AMERICAN FINTECH COUNCIL","description":null,"address_1":"853 New Jersey Avenue SE","address_2":"Suite 208","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"HAYDEN COLE","contact_telephone":"+1 605-521-1880","dt_updated":"2026-07-28T14:54:16.308898-04:00"},"client":{"id":60783,"url":"https://lda.gov/api/v1/clients/60783/","client_id":60783,"name":"AMERICAN FINTECH COUNCIL","general_description":"Trade association representing the largest fintech companies and innovative BaaS banks","client_government_entity":null,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2024-06-30"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Executive Order 14405 - Integrating Financial Technology Innovation Into Regulatory Frameworks; lending and regulatory reform. Discussions to preserve the lending framework established by the Depository Institutions Deregulation and Monetary Control Act of 1980.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act; provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act; provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4801 - Unleashing AI Innovation in Financial Services Act; provisions related to artificial intelligence. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act; provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act; provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026; provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act; provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026; provisions related to regulatory reform. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act; provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R. 6644 - 21st Century ROAD to Housing Act: provisions related to community banking.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/431f3062-e50d-4ca6-8699-27668e99d721/","filing_uuid":"431f3062-e50d-4ca6-8699-27668e99d721","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/431f3062-e50d-4ca6-8699-27668e99d721/print/","filing_document_content_type":"text/html","income":null,"expenses":"1190000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Eileen G. Braden","dt_posted":"2026-07-20T16:36:58-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"383 Madison Avenue","registrant_address_2":"41st Floor","registrant_different_address":true,"registrant_city":"New York","registrant_state":"NY","registrant_zip":"10017","registrant":{"id":401104236,"url":"https://lda.gov/api/v1/registrants/401104236/","house_registrant_id":null,"name":"JPMORGAN CHASE HOLDINGS LLC","description":"Global financial services firm.","address_1":"383 Madison Avenue","address_2":"41st Floor","address_3":null,"address_4":null,"city":"New York","state":"NY","state_display":"New York","zip":"10017","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"EILEEN G. BRADEN","contact_telephone":"+1 212-270-6000","dt_updated":"2026-07-30T14:19:39.252422-04:00"},"client":{"id":201038,"url":"https://lda.gov/api/v1/clients/201038/","client_id":12,"name":"JPMORGAN CHASE HOLDINGS LLC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NY","state_display":"New York","country":"US","country_display":"United States of America","ppb_state":"NY","ppb_state_display":"New York","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2019-02-01"},"lobbying_activities":[{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ENG","general_issue_code_display":"Energy/Nuclear","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":33,"name":"Energy, Dept of"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":16,"name":"Natl Security Council (NSC)"}]},{"general_issue_code":"PHA","general_issue_code_display":"Pharmacy","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":34,"name":"Health & Human Services, Dept of (HHS)"},{"id":16,"name":"Natl Security Council (NSC)"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S. 401, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660, H.R. 7548, S. 3774 - Discussed consumer protection, fraud and scam prevention, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 3633, S. 3017, H.R. 1799, H.R. 2152, H.R. 4801, H.R. 8278 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":24,"name":"Commerce, Dept of (DOC)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"S. 1337, H.R. 5079, H.R. 8800, S. 4784 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":66560,"prefix":null,"prefix_display":null,"first_name":"JOHN","nickname":null,"middle_name":null,"last_name":"BARTLING","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"Discussed small business lending and access to capital issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"Discussed digital asset, corporate and international tax issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TOU","general_issue_code_display":"Travel/Tourism","description":"S. 3787, H.R. 7454, H.R. 6086, S. 3031, H.R. 5851, S. 1045, S. 3220, H.R. 6128, H.R. 5556, H.R. 5663, H.R. 1319, S. 2228 - Discussed proposals related to the travel industry.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/e5524a57-c7fa-412e-81b1-45336ae44b87/","filing_uuid":"e5524a57-c7fa-412e-81b1-45336ae44b87","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/e5524a57-c7fa-412e-81b1-45336ae44b87/print/","filing_document_content_type":"text/html","income":null,"expenses":"90000.00","expenses_method":"B","expenses_method_display":"B","posted_by_name":"Michael D. Calhoun","dt_posted":"2026-07-20T17:26:22-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"910 17TH STREET, NW, Suite 800","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20006","registrant":{"id":283630,"url":"https://lda.gov/api/v1/registrants/283630/","house_registrant_id":36835,"name":"CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","description":null,"address_1":"910 17TH STREET, NW, #500","address_2":null,"address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20006","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"MICHAEL CALHOUN","contact_telephone":"+1 202-349-1862","dt_updated":"2026-07-29T13:41:27.530137-04:00"},"client":{"id":174857,"url":"https://lda.gov/api/v1/clients/174857/","client_id":12,"name":"CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2003-12-19"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including provisions affecting the Consumer Financial Protection Bureau and the Community Reinvestment Act. H.R. 941 - opposing the small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3793 - Predatory Lending Elimination Act and S. 3889 - American Lending Fairness Act, concerning the acquisition of banks by high-cost consumer lenders. Industrial bank and bank charter applications of high-cost consumer lenders (Enova, OppFi), including comments to the Federal Reserve. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Proposed amendments to the Gramm-Leach-Bliley Act concerning preemption of state consumer financial protection laws. Digital assets, cryptocurrency, and stablecoin legislation and regulation, including comments to the OCC, congressional testimony on digital assets, and tax provisions affecting the cryptocurrency industry in budget reconciliation legislation. Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Oversight of Consumer Financial Protection Bureau operations, including the removal of public consumer and student loan data and information from the agency's website, and staffing actions affecting supervision and enforcement. CFPB 2026-2030 Draft Strategic Plan; nomination of the Director of the Consumer Financial Protection Bureau; nomination for Chair of the Federal Reserve System.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"},{"id":62,"name":"Federal Reserve System"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":88,"name":"Securities & Exchange Commission (SEC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R. 6644 / S. 7 - 21st Century ROAD to Housing Act, comprehensive housing legislation, and related House housing package measures, including H.R. 5878. Real estate listing practices, including undisclosed ('pocket') listings, and their effect on access to housing.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":173,"name":"Federal Highway Administration (FHA)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"Nomination for Deputy Director of the Office of Management and Budget.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, US Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":18,"name":"Office of Management & Budget (OMB)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Military Lending Act protections and its 36% Military Annual Percentage Rate cap, including proposed exemptions for earned wage access products (H.R. 9330). Consumer Financial Protection Bureau examination and supervision for compliance with the Military Lending Act and the Servicemembers Civil Relief Act (SCRA), including the effects of agency staffing changes and the removal of servicemember information from the agency's website on servicemember financial protections.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CIV","general_issue_code_display":"Civil Rights/Civil Liberties","description":"Fair lending and the disparate impact of high-cost and predatory lending on communities of color, including opposition to high-cost lender bank applications (Enova, OppFi). Preservation of the Community Reinvestment Act and other anti-redlining protections, including provisions in financial services deregulation legislation (H.R. 6955). Application of the Equal Credit Opportunity Act to emerging consumer financial products, including proposed exemptions for earned wage access products (H.R. 9330). FY2027 appropriations riders concerning diversity, equity, inclusion, and accessibility.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"H.R. 8141 - Fair Credit Reporting Reseller Accuracy Act and H.R. 5775 - FCRA Liability Harmonization Act, concerning amendments to the Fair Credit Reporting Act (FCRA). H.R. 5402 - Credit Access and Inclusion Act of 2025, concerning the inclusion of rent and utility payment data in consumer credit reports. H.R. 7588 - Complaint Database Act, concerning the Consumer Financial Protection Bureau consumer complaint database. H.R. 4801 - Unleashing AI Innovation in Financial Services Act, and related legislation and oversight concerning artificial intelligence preemption of state consumer protection laws (Obernolte-Trahan), an artificial intelligence 'sandbox' in cryptocurrency legislation, the entry of artificial intelligence assistants into financial services, and the sharing of consumer financial data with artificial intelligence providers; use of artificial intelligence and algorithms in consumer credit and financial products. Algorithmic and artificial-intelligence-driven pricing and fees in rental housing, including the use of shared landlord data to set rents and rental fees. Consumer financial fees, including Consumer Financial Protection Bureau rules on credit card late fees and overdraft fees and supervision of payment applications. H.R. 9330 - Earned Wage Access Consumer Protection Act; high-cost and predatory consumer lending, including Enova and OppFi bank applications.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":64,"name":"Federal Trade Commission (FTC)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"H.R. 941 - Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/d0f00422-97f7-4e73-9e4d-c09a3bf261e8/","filing_uuid":"d0f00422-97f7-4e73-9e4d-c09a3bf261e8","filing_type":"1A","filing_type_display":"1st Quarter - Amendment","filing_year":2026,"filing_period":"first_quarter","filing_period_display":"1st Quarter (Jan 1 - Mar 31)","filing_document_url":"https://lda.gov/filings/public/filing/d0f00422-97f7-4e73-9e4d-c09a3bf261e8/print/","filing_document_content_type":"text/html","income":null,"expenses":"120000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Gynnie Robnett","dt_posted":"2026-07-27T12:59:24-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"11 Dupont Circle NW","registrant_address_2":"Suite 500","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20036","registrant":{"id":401104925,"url":"https://lda.gov/api/v1/registrants/401104925/","house_registrant_id":null,"name":"AMERICANS FOR FINANCIAL REFORM","description":"Non Profit Advocacy 501 c(4)","address_1":"11 Dupont Circle NW","address_2":"Suite 500","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20036","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GYNNIE ROBNETT","contact_telephone":"+1 202-466-1885","dt_updated":"2026-07-27T16:31:38.819635-04:00"},"client":{"id":202954,"url":"https://lda.gov/api/v1/clients/202954/","client_id":12,"name":"AMERICANS FOR FINANCIAL REFORM","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2018-05-01"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S.3734 Close the Shadow Banking Loophole Act S.J.Res. 110 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to \"Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies\" S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to \"Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations\" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to \"Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions\". H.R. 7056, the Community Bank Regulatory Tailoring Act Bank capital rules S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act Crypto Regulatory Legislation digital national trust bank charters digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 3793 Predatory Lending Elimination Act HR 7478 Patient Debt Relief Act S.4056 Proprietary Education Oversight Task Force Act. S. 3721 Empowering States' Rights to Protect Consumers Act Auto lending protections under the Military Lending Act Rent-to-own lending to servicemembers Preventing abuse of the military allotment system Consumer financial protection Payday Lending and 36% rate cap Earned Wage Access Rent-a-Bank Payday Loans rate caps","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 4171, the Small Entrepreneurs Empowerment and Development (SEED) Act H.R. 6955, the Main Street Capital Access Act H.R. 7127, the Restoring Secondary Trading Market Act S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act HR. 7955 BETS OFF Act S. 4115 BETS OFF Act S. 4226 Stop Trading On Predictions (STOP) Corrupt Bets Act H.R.8123 Stop Trading On Predictions (STOP) Corrupt Bets Act private equity regulation private equity in health care S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act Crypto Regulatory Legislation digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues PE and childcare H.R. 6967, the Public Company Advisory Committee Act H.R. 7085 on conflict minerals disclosures Proxy advisors H.R. 2988, Protecting Prudent Investment of Retirement Savings Act the Reward Work Act Stock buybacks Executive compensation Stock Buyback Accountability Act Insurance crisis consumer protections, supervision, and bailout policy","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"S.788 HOPE for Homeownership Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act Crypto tax policy S. 4246 Ultra-Millionaire Tax Act H.R.8085 Ultra-Millionaire Tax Act H.R. 5336 Equal Tax Act S. 4122 Equal Tax Act S. 3956 Make Billionaires Pay Their Fair Share Act H.R. 7767 Make Billionaires Pay Their Fair Share Act Carried Interest Loophole S. 4083 Working Americans' Tax Cut Act HR 7937 Working Americans' Tax Cut Act S.2818 Tax Excessive CEO Pay Act of 2025 H.R.5298 Tax Excessive CEO Pay Act of 2025 S.2845 Billionaires Income Tax Act H.R.5427 Billionaires Income Tax Act \"H.R. 3140, Stop Subsidizing Multimillion Dollar Corporate Bonuses Act\" S. 1576 Stop Subsidizing Multimillion Dollar Corporate Bonuses Act IRS enforcement funding Curtailing Executive Overcompensation (CEO) Act Stock buybacks Executive compensation Wealth Tax Financial Transaction Tax corporate minimum tax loophole for private equity IRS Enforcement funding","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BUD","general_issue_code_display":"Budget/Appropriations","description":"IRS enforcement funding","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R.6644 21st Century ROAD to Housing Act S.788 HOPE for Homeownership Act Private equity in housing Tenant protections Homeowner protections appraisal bias H.R.8047 PRO Manufactured Home Communities Act H.R. 410 End Junk Fees for Renters Act. S. 3904 American Homeownership Act S. 3754 Affordable Housing and Homeownership Protection Act. Insurance crisis consumer protections, supervision, and bailout policy National Flood Insurance Program (NFIP) policy reform","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HCR","general_issue_code_display":"Health Issues","description":"S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act PE and childcare","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"GOV","general_issue_code_display":"Government Issues","description":"H.R. 7508 Financial Disclosure Modernization Act S. 3827 Financial Disclosure Modernization Act Nominations for USPS Board of Governors USPS Board of Governors nominations","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/28e3b198-4d1f-4d88-9f02-c6c0a9d2fcd6/","filing_uuid":"28e3b198-4d1f-4d88-9f02-c6c0a9d2fcd6","filing_type":"Q2","filing_type_display":"2nd Quarter - Report","filing_year":2026,"filing_period":"second_quarter","filing_period_display":"2nd Quarter (Apr 1 - June 30)","filing_document_url":"https://lda.gov/filings/public/filing/28e3b198-4d1f-4d88-9f02-c6c0a9d2fcd6/print/","filing_document_content_type":"text/html","income":null,"expenses":"100000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Gynnie Robnett","dt_posted":"2026-07-27T13:36:37-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"11 Dupont Circle NW","registrant_address_2":"Suite 500","registrant_different_address":true,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20036","registrant":{"id":401104925,"url":"https://lda.gov/api/v1/registrants/401104925/","house_registrant_id":null,"name":"AMERICANS FOR FINANCIAL REFORM","description":"Non Profit Advocacy 501 c(4)","address_1":"11 Dupont Circle NW","address_2":"Suite 500","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20036","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"GYNNIE ROBNETT","contact_telephone":"+1 202-466-1885","dt_updated":"2026-07-27T16:31:38.819635-04:00"},"client":{"id":202954,"url":"https://lda.gov/api/v1/clients/202954/","client_id":12,"name":"AMERICANS FOR FINANCIAL REFORM","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2018-05-01"},"lobbying_activities":[{"general_issue_code":"LBR","general_issue_code_display":"Labor Issues/Antitrust/Workplace","description":"H.R. 2332 States Handling Access to Reciprocity for Employment Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"\"H.R.2982, the Fair Taxation of Digital Assets in Puerto Rico Act\" Crypto tax policy H.R. 9175, Tax Clarity for Mining and Staking Act H.R. 9173, Charitable Deductions for Digital Asset Donations Act H.R. 9178, Less Tax Paperwork for Digital Asset Owners Act HR 8294 Millionaire Surtax Act S. 4306 Millionaire Surtax Act S.2127 Wall Street Tax Act of 2025 H.R.4035 Wall Street Tax Act S. 4246 Ultra-Millionaire Tax Act H.R.8085 Ultra-Millionaire Tax Act H.R. 5336 Equal Tax Act S. 4122 Equal Tax Act S. 3956 Make Billionaires Pay Their Fair Share Act H.R. 7767 Make Billionaires Pay Their Fair Share Act Carried Interest Loophole S. 4083 Working Americans' Tax Cut Act HR 7937 Working Americans' Tax Cut Act H.R.6438 - ROBINHOOD Act S.2818 Tax Excessive CEO Pay Act of 2025 H.R.5298 Tax Excessive CEO Pay Act of 2025 S.2845 Billionaires Income Tax Act H.R.5427 Billionaires Income Tax Act \"H.R. 3140, Stop Subsidizing Multimillion Dollar Corporate Bonuses Act\" S. 1576 Stop Subsidizing Multimillion Dollar Corporate Bonuses Act IRS enforcement funding Curtailing Executive Overcompensation (CEO) Act S. 445 Carried Interest Fairness Act HR 1091 Carried Interest Fairness Act H.R. 9490 Bank Failure Accountability Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Private equity in housing Tenant protections Housing junk fees Protecting American Homes from Hedge Funds Act H.R. 8116, Shared Home Appreciation for Residential Equity (SHARE) Act SHARE Act","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S. 4743 AI Bubble Transparency Act H.R. 1181 - Protecting Privacy in Purchases Act H.R. 941, the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act S.J.Res. 110 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to \"Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies\" S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to \"Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations\" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to \"Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions\". Bank capital rules digital national trust bank charters Digital assets regulation (stablecoins; banking standards for crypto)","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 3793 Predatory Lending Elimination Act HR 7478 Patient Debt Relief Act S.4056 Proprietary Education Oversight Task Force Act. S. 3721 Empowering States' Rights to Protect Consumers Act Auto lending protections under the Military Lending Act Rent-to-own lending to servicemembers Preventing abuse of the military allotment system Consumer financial protection Payday Lending and 36% rate cap Earned Wage Access Rent-a-Bank Payday Loans rate caps","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 5396, the Price Stability Act of 2025 Act S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to \"Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations\" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to \"Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions\". H.R. 1483, Protecting Investors Personally Identifiable Information Act H.R. 9329, SEC Reform and Restructuring Act Prediction markets regulation Leveraged buyouts H.R. 3633 Digital Asset Market Clarity Act S. 4064 Digital Commodity Intermediaries Act Blockchain Regulatory Certainty Act money laundering and fraud in digital assets private equity in 401K crypto in 401K tokenization Stop Wall Street Looting Act private equity regulation private equity in health care Reg BI Crypto Regulatory Legislation digital assets regulation H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues PE and childcare AI Bubble/Financing AI Buildout Investor protections and disclosures IPOs H.R. 425, the Repealing Big Brother Overreach Act H.R. 8286, the Protecting Americans Retirement Savings from Politics Act HR 8612 the Reward Work Act S. 445 Carried Interest Fairness Act Stock buybacks Executive compensation Wealth Tax Financial Transaction Tax corporate minimum tax loophole for private equity IRS Enforcement funding H.R. 9490 Bank Failure Accountability Act Accountable Capitalism Act S. 4796 Stock Buyback Accountability Act H.R. 9511 NFIP Premium Transparency Act H.R.8439 - Commission on Natural Disaster Risk Management and Insurance Act Potential legislation to ban credit score usage in property insurance pricing Potential public reinsurance legislation (housing/climate) National Flood Insurance Program (NFIP) policy reform","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":144696,"prefix":"mr","prefix_display":"MR.","first_name":"MARK","nickname":null,"middle_name":"ALLEN","last_name":"HAYS","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"GOV","general_issue_code_display":"Government Issues","description":"Nomination of Todd Blanche to Attorney General Nominations for USPS Board of Governors Nomination of Kevin Warsh to Chair the Federal Reserve Board of Governors","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":148169,"prefix":"ms","prefix_display":"MS.","first_name":"RUKMANI","nickname":null,"middle_name":"DEVI","last_name":"BHATIA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/7547e6f3-4731-4c66-ac8a-79ce2b144314/","filing_uuid":"7547e6f3-4731-4c66-ac8a-79ce2b144314","filing_type":"Q3","filing_type_display":"3rd Quarter - Report","filing_year":2026,"filing_period":"third_quarter","filing_period_display":"3rd Quarter (July 1 - Sep 30)","filing_document_url":"https://lda.gov/filings/public/filing/7547e6f3-4731-4c66-ac8a-79ce2b144314/print/","filing_document_content_type":"text/html","income":null,"expenses":"120000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Ian Moloney","dt_posted":"2026-10-20T14:21:32-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"853 New Jersey Avenue SE","registrant_address_2":"Suite 208","registrant_different_address":false,"registrant_city":"Washington","registrant_state":"DC","registrant_zip":"20003","registrant":{"id":401108720,"url":"https://lda.gov/api/v1/registrants/401108720/","house_registrant_id":56574,"name":"AMERICAN FINTECH COUNCIL","description":null,"address_1":"853 New Jersey Avenue SE","address_2":"Suite 208","address_3":null,"address_4":null,"city":"Washington","state":"DC","state_display":"District of Columbia","zip":"20003","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"HAYDEN COLE","contact_telephone":"+1 605-521-1880","dt_updated":"2026-07-28T14:54:16.308898-04:00"},"client":{"id":60783,"url":"https://lda.gov/api/v1/clients/60783/","client_id":60783,"name":"AMERICAN FINTECH COUNCIL","general_description":"Trade association representing the largest fintech companies and innovative BaaS banks","client_government_entity":null,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2024-06-30"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"Executive Order 14405 - Integrating Financial Technology Innovation Into Regulatory Frameworks; lending and regulatory reform. Discussions to preserve the lending framework established by the Depository Institutions Deregulation and Monetary Control Act of 1980.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act: provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act: provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 4801 - Unleashing AI Innovation in Financial Services Act: provisions related to artificial intelligence. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S. 3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 7892 / S. 4428 - No Aid for Ghost Students Act of 2026: provisions related to strengthening federal student aid system. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act: provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act: provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026: provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act: provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026: provisions related to regulatory reform. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026: provisions related to earned wage access, governance, nonbank supervision, and consumer complaints. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act: provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. S. 5051 - AI AGENT Act of 2026: provisions related to responsible AI policy. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Discussions regarding implementation of the student lending provisions of PL 116-251, Stop Student Debt Relief Scams Act of 2019.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"H.R. 6644 - 21st Century ROAD to Housing Act: provisions related to community banking.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":146661,"prefix":null,"prefix_display":null,"first_name":"HAYDEN","nickname":null,"middle_name":null,"last_name":"COLE","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":147227,"prefix":"mr","prefix_display":"MR.","first_name":"IAN","nickname":null,"middle_name":"PATRICK","last_name":"MOLONEY","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/9be97df8-a0d0-4574-8566-b6c1ec9dea10/","filing_uuid":"9be97df8-a0d0-4574-8566-b6c1ec9dea10","filing_type":"Q3","filing_type_display":"3rd Quarter - Report","filing_year":2026,"filing_period":"third_quarter","filing_period_display":"3rd Quarter (July 1 - Sep 30)","filing_document_url":"https://lda.gov/filings/public/filing/9be97df8-a0d0-4574-8566-b6c1ec9dea10/print/","filing_document_content_type":"text/html","income":null,"expenses":"1460000.00","expenses_method":"A","expenses_method_display":"A","posted_by_name":"Eileen G. Braden","dt_posted":"2026-10-20T16:44:05-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"383 Madison Avenue","registrant_address_2":"41st Floor","registrant_different_address":false,"registrant_city":"New York","registrant_state":"NY","registrant_zip":"10017","registrant":{"id":401104236,"url":"https://lda.gov/api/v1/registrants/401104236/","house_registrant_id":null,"name":"JPMORGAN CHASE HOLDINGS LLC","description":"Global financial services firm.","address_1":"383 Madison Avenue","address_2":"41st Floor","address_3":null,"address_4":null,"city":"New York","state":"NY","state_display":"New York","zip":"10017","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"EILEEN G. BRADEN","contact_telephone":"+1 212-270-6000","dt_updated":"2026-07-30T14:19:39.252422-04:00"},"client":{"id":201038,"url":"https://lda.gov/api/v1/clients/201038/","client_id":12,"name":"JPMORGAN CHASE HOLDINGS LLC","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"NY","state_display":"New York","country":"US","country_display":"United States of America","ppb_state":"NY","ppb_state_display":"New York","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2019-02-01"},"lobbying_activities":[{"general_issue_code":"DEF","general_issue_code_display":"Defense","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"ENG","general_issue_code_display":"Energy/Nuclear","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":33,"name":"Energy, Dept of"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":16,"name":"Natl Security Council (NSC)"}]},{"general_issue_code":"PHA","general_issue_code_display":"Pharmacy","description":"Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":11,"name":"Executive Office of the President (EOP)"},{"id":34,"name":"Health & Human Services, Dept of (HHS)"},{"id":16,"name":"Natl Security Council (NSC)"}]},{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"S. 401, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955, H.R. 10167 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660, H.R. 7548, S. 3774 - Discussed consumer protection, fraud and scam prevention, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":198,"name":"Natl Economic Council (NEC)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"FIN","general_issue_code_display":"Financial Institutions/Investments/Securities","description":"H.R. 3633, S. 3017, H.R. 1799, H.R. 2152, H.R. 4801, H.R. 8278, H.R. 9925 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144449,"prefix":null,"prefix_display":null,"first_name":"LEWIS","nickname":null,"middle_name":null,"last_name":"PLUSH","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":24,"name":"Commerce, Dept of (DOC)"},{"id":11,"name":"Executive Office of the President (EOP)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOM","general_issue_code_display":"Homeland Security","description":"S. 1337, H.R. 5079, H.R. 8800, S. 4784 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":139727,"prefix":"ms","prefix_display":"MS.","first_name":"BRIDGET","nickname":null,"middle_name":null,"last_name":"HOGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153699,"prefix":null,"prefix_display":null,"first_name":"ELI","nickname":null,"middle_name":null,"last_name":"WOERPEL","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":153700,"prefix":null,"prefix_display":null,"first_name":"PATRICK","nickname":null,"middle_name":null,"last_name":"ARLANTICO","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":16,"name":"Natl Security Council (NSC)"},{"id":1,"name":"SENATE"},{"id":22,"name":"U.S. Trade Representative (USTR)"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"S. 2403 - Discussed small business lending, access to capital, and succession planning issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":65015,"prefix":null,"prefix_display":null,"first_name":"HILARY","nickname":null,"middle_name":null,"last_name":"WEST","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":144448,"prefix":null,"prefix_display":null,"first_name":"COURTNEY","nickname":null,"middle_name":null,"last_name":"HOUSTON-CARTER","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TAX","general_issue_code_display":"Taxation/Internal Revenue Code","description":"H.R. 10357 - Discussed digital asset, corporate and international tax issues.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":70435,"prefix":null,"prefix_display":null,"first_name":"ELIZABETH","nickname":null,"middle_name":null,"last_name":"HERMAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":148440,"prefix":null,"prefix_display":null,"first_name":"AINDRIU","nickname":null,"middle_name":null,"last_name":"COLGAN","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"TOU","general_issue_code_display":"Travel/Tourism","description":"S. 3220, H.R. 6128 - Discussed proposals related to the travel industry.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":145167,"prefix":null,"prefix_display":null,"first_name":"EBEN","nickname":null,"middle_name":null,"last_name":"PECK","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":142411,"prefix":null,"prefix_display":null,"first_name":"KATHLEEN","nickname":null,"middle_name":null,"last_name":"MELLODY","suffix":null,"suffix_display":null},"covered_position":null,"new":false},{"lobbyist":{"id":152618,"prefix":null,"prefix_display":null,"first_name":"EILEEN","nickname":null,"middle_name":null,"last_name":"BRADEN","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]},{"url":"https://lda.gov/api/v1/filings/4771eb6d-bbfe-4513-8455-97bee6b3e065/","filing_uuid":"4771eb6d-bbfe-4513-8455-97bee6b3e065","filing_type":"Q3","filing_type_display":"3rd Quarter - Report","filing_year":2026,"filing_period":"third_quarter","filing_period_display":"3rd Quarter (July 1 - Sep 30)","filing_document_url":"https://lda.gov/filings/public/filing/4771eb6d-bbfe-4513-8455-97bee6b3e065/print/","filing_document_content_type":"text/html","income":null,"expenses":"70000.00","expenses_method":"B","expenses_method_display":"B","posted_by_name":"Michael D. Calhoun","dt_posted":"2026-10-20T20:24:05-04:00","termination_date":null,"registrant_country":"United States of America","registrant_ppb_country":null,"registrant_address_1":"910 17TH STREET, NW, Suite 800","registrant_address_2":null,"registrant_different_address":false,"registrant_city":"WASHINGTON","registrant_state":"DC","registrant_zip":"20006","registrant":{"id":283630,"url":"https://lda.gov/api/v1/registrants/283630/","house_registrant_id":36835,"name":"CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","description":null,"address_1":"910 17TH STREET, NW, #500","address_2":null,"address_3":null,"address_4":null,"city":"WASHINGTON","state":"DC","state_display":"District of Columbia","zip":"20006","country":"US","country_display":"United States of America","ppb_country":"US","ppb_country_display":"United States of America","contact_name":"MICHAEL CALHOUN","contact_telephone":"+1 202-349-1862","dt_updated":"2026-07-29T13:41:27.530137-04:00"},"client":{"id":174857,"url":"https://lda.gov/api/v1/clients/174857/","client_id":12,"name":"CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP","general_description":null,"client_government_entity":false,"client_self_select":true,"state":"DC","state_display":"District of Columbia","country":"US","country_display":"United States of America","ppb_state":"DC","ppb_state_display":"District of Columbia","ppb_country":"US","ppb_country_display":"United States of America","effective_date":"2003-12-19"},"lobbying_activities":[{"general_issue_code":"BAN","general_issue_code_display":"Banking","description":"H.R. 7866 - American Lending Fairness Act of 2026, concerning state authority to apply interest-rate limits to loans by out-of-state state-chartered banks. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau funding, supervision, enforcement, restitution, and state enforcement. Congressional oversight of Consumer Financial Protection Bureau operations, structure, funding, authorities, supervision, enforcement, restitution, and leadership. Bank acquisition applications of high-cost consumer lenders (OppFi, Enova), including the use of bank charters to avoid state interest-rate limits. Community Reinvestment Act proposed rule issued by the OCC and FDIC, concerning bank obligations to low- and moderate-income communities and anti-redlining protections. FDIC proposed rule on state bank parity and Riegle-Neal preemption, concerning state consumer lending protections and H.R. 7866. H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including the Consumer Financial Protection Bureau and Community Reinvestment Act. H.R. 941 - opposing the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3889 - American Lending Fairness Act and S. 3793 - Predatory Lending Elimination Act, concerning state interest-rate limits and a 36% cap on consumer loans. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Digital asset, cryptocurrency, and stablecoin legislation and regulation, including H.R. 3633, the Digital Asset Market Clarity Act (CLARITY Act). Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Nomination of the Director of the Consumer Financial Protection Bureau.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":54,"name":"Federal Deposit Insurance Corporation (FDIC)"},{"id":62,"name":"Federal Reserve System"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":183,"name":"Office of the Comptroller of the Currency (OCC)"},{"id":88,"name":"Securities & Exchange Commission (SEC)"},{"id":1,"name":"SENATE"},{"id":41,"name":"Treasury, Dept of"}]},{"general_issue_code":"HOU","general_issue_code_display":"Housing","description":"Draft legislation concerning discharge of FHA partial claims after non-judicial foreclosure sales and a related GAO study of barriers facing FHA-financed homebuyers. Federal Home Loan Bank System reform and oversight, including H.R. 10325 and contributions to the Affordable Housing Program. H.R. 6644 / S. 7 - 21st Century ROAD to Housing Act, final passage, enactment, and implementation. Real estate listing practices, including undisclosed ('pocket') listings, and their effect on access to housing.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":173,"name":"Federal Highway Administration (FHA)"},{"id":57,"name":"Federal Housing Finance Agency (FHFA)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"VET","general_issue_code_display":"Veterans","description":"Military Lending Act protections and its 36% Military Annual Percentage Rate cap, including proposed exemptions for earned wage access products (H.R. 9330). Consumer Financial Protection Bureau supervision for compliance with the Military Lending Act and Servicemembers Civil Relief Act, including staffing changes and removal of servicemember information from the agency's website.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":"Special Assistant, U.S. Department of Energy, Schedule C appointee 1998-2000","new":false}],"government_entities":[{"id":25,"name":"Defense, Dept of (DOD)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CIV","general_issue_code_display":"Civil Rights/Civil Liberties","description":"HUD proposed rule to remove disparate-impact standards from its Title VI regulations, concerning protections against discrimination in HUD-assisted programs. Preservation of the Community Reinvestment Act and other anti-redlining protections, including H.R. 6955 and the OCC and FDIC proposed rule. Fair lending and the disparate impact of high-cost and predatory lending on communities of color, including opposition to high-cost lender bank applications (Enova, OppFi). Application of the Equal Credit Opportunity Act to emerging consumer financial products, including proposed exemptions for earned wage access products (H.R. 9330). FY2027 appropriations riders concerning diversity, equity, inclusion, and accessibility.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":35,"name":"Housing & Urban Development, Dept of (HUD)"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"CSP","general_issue_code_display":"Consumer Issues/Safety/Products","description":"H.R. 9330 - Earned Wage Access Consumer Protection Act, opposing exemptions from state usury limits, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau authority and consumer restitution. Federal Trade Commission proposed policy on personalized pricing, concerning disclosure, discrimination, and Fair Credit Reporting Act implications. Draft medical debt legislation concerning a patient's right to repurchase debt at the discount offered to debt buyers. Congressional oversight of artificial intelligence in financial services, including adverse action notices and explainability under the Equal Credit Opportunity Act and Fair Credit Reporting Act. H.R. 3633 - Digital Asset Market Clarity Act (CLARITY Act), opposing artificial intelligence regulatory sandbox provisions that could exempt firms from consumer protection and civil rights laws. H.R. 8141 - Fair Credit Reporting Reseller Accuracy Act and H.R. 5775 - FCRA Liability Harmonization Act, concerning amendments to the Fair Credit Reporting Act (FCRA). H.R. 5402 - Credit Access and Inclusion Act of 2025, concerning the inclusion of rent and utility payment data in consumer credit reports. H.R. 7588 - Complaint Database Act, concerning the Consumer Financial Protection Bureau consumer complaint database. H.R. 4801 - Unleashing AI Innovation in Financial Services Act, and related legislation and oversight concerning artificial intelligence in consumer financial services. Algorithmic and artificial-intelligence-driven pricing and fees in rental housing, including the use of shared landlord data to set rents and fees. Consumer financial fees, including Consumer Financial Protection Bureau rules on credit card late fees and overdraft fees and supervision of payment applications. High-cost and predatory consumer lending, including the Enova and OppFi bank applications.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":64,"name":"Federal Trade Commission (FTC)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"}]},{"general_issue_code":"SMB","general_issue_code_display":"Small Business","description":"H.R. 941 - Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act.","foreign_entity_issues":"","lobbyists":[{"lobbyist":{"id":137903,"prefix":"mr","prefix_display":"MR.","first_name":"DAVID","nickname":null,"middle_name":null,"last_name":"FERREIRA","suffix":null,"suffix_display":null},"covered_position":null,"new":false}],"government_entities":[{"id":255,"name":"Consumer Financial Protection Bureau (CFPB)"},{"id":2,"name":"HOUSE OF REPRESENTATIVES"},{"id":1,"name":"SENATE"},{"id":90,"name":"Small Business Administration (SBA)"}]}],"conviction_disclosures":[],"foreign_entities":[],"affiliated_organizations":[]}]}