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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 1201 Pennsylvania AVE NW |
Address2 | Suite 840 |
| City | Washington |
State | DC |
Zip Code | 20004 |
Country | USA |
3. Principal place of business (if different than line 2)
| City | Chicago |
State | IL |
Zip Code | 60661 |
Country | USA |
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5. Senate ID# 62131-12
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6. House ID# 354490000
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| TYPE OF REPORT | 8. Year | 2025 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: Allison Shuster Oldfield |
Date | 1/20/2026 4:13:25 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
S. 2144 - An Act to improve the safety and security of Members of Congress, immediate family members of Members of Congress, and congressional staff: Issues pertaining to data access and use for elected officials.
S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages.
Public Law No: 119-36 - Homebuyers Privacy Protection Act: Provisions pertaining to the use of mortgage trigger leads for credit reporting agencies.
S. 1465, H.R. 5402 - Credit Access and Inclusion Act: Provisions pertaining to consumer credit, alternative data and financial inclusion.
H.R. 306 - Ending Scam Credit Repair Act (ESCRA Act): Provisions pertaining to credit repair companies.
S. 2074 - Servicemembers' Credit Monitoring Enhancement Act: Issues pertaining to servicemembers' credit monitoring.
H.R. 5775 - FCRA Liability Harmonization Act: Provisions pertaining to liability statutes in the Fair Credit Reporting Act.
P.L. 119-60 - National Defense Authorization Act for Fiscal Year 2026: Issues pertaining to data access and use for elected officials.
Issues pertaining to Consumer Financial Protection Bureau's complaint portal.
Issues related to the cost of credit reports and scores.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Consumer Financial Protection Bureau (CFPB)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Allison Shuster |
Oldfield |
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Palmer |
Rafferty |
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Jon |
Boughtin |
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Member Services Director, New Democrat Coalition; Part Time Employee, Rep. Jim Himes; Senior Legislative Assistant & Communications Director, Rep. Bill Owens; Legislative Assistant & Deputy Communications Director, Rep. Lincoln Davis. |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code CSP
16. Specific lobbying issues
H.R. 4402 - Dashboard Act of 2025: Issues pertaining to the public disclosure of types of consumer data collected.
Issues pertaining to consumer data privacy and a potential federal framework.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Allison Shuster |
Oldfield |
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Palmer |
Rafferty |
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Jon |
Boughtin |
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Member Services Director, New Democrat Coalition; Part Time Employee, Rep. Jim Himes; Senior Legislative Assistant & Communications Director, Rep. Bill Owens; Legislative Assistant & Deputy Communications Director, Rep. Lincoln Davis. |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code HOU
16. Specific lobbying issues
S. 2651 - ROAD to Housing Act of 2025: Issues related to tri-merge credit reporting.
Issues relating to Federal Housing Finance Agency Governance of the use of Credit Scores and Reports for GSE Loans.
Issues related to GSE reform.
Issues related to rent reporting.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Federal Housing Finance Agency (FHFA)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Allison Shuster |
Oldfield |
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Palmer |
Rafferty |
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Jon |
Boughtin |
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Member Services Director, New Democrat Coalition; Part Time Employee, Rep. Jim Himes; Senior Legislative Assistant & Communications Director, Rep. Bill Owens; Legislative Assistant & Deputy Communications Director, Rep. Lincoln Davis. |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code LBR
16. Specific lobbying issues
S. 2495, H.R. 4954 - Keep Call Centers in America Act of 2025: Issues pertaining to the disclosure of foreign call centers.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Allison Shuster |
Oldfield |
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Palmer |
Rafferty |
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Jon |
Boughtin |
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Member Services Director, New Democrat Coalition; Part Time Employee, Rep. Jim Himes; Senior Legislative Assistant & Communications Director, Rep. Bill Owens; Legislative Assistant & Deputy Communications Director, Rep. Lincoln Davis. |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code TAX
16. Specific lobbying issues
S. 2976 - Halting International Relocation of Employment (HIRE) Act: Provisions pertaining to tax on outsourcing payments.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Allison Shuster |
Oldfield |
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Palmer |
Rafferty |
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Jon |
Boughtin |
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Member Services Director, New Democrat Coalition; Part Time Employee, Rep. Jim Himes; Senior Legislative Assistant & Communications Director, Rep. Bill Owens; Legislative Assistant & Deputy Communications Director, Rep. Lincoln Davis. |
19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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4 |
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
| Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
| Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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% | |||||||||||||
28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
| 1 | 3 | 5 |
| 2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
| Lobbyist Name | Description of Offense(s) |