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LOBBYING REPORT |
Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page
2. Address
| Address1 | 1709HermitageBlvd |
Address2 | Suite 200 |
| City | Tallahassee |
State | FL |
Zip Code | 32308 |
Country | USA |
3. Principal place of business (if different than line 2)
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5. Senate ID# 401107472-55541
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6. House ID# 560230001
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| TYPE OF REPORT | 8. Year | 2026 |
Q1 (1/1 - 3/31) | Q2 (4/1 - 6/30) | Q3 (7/1 - 9/30) | Q4 (10/1 - 12/31) |
9. Check if this filing amends a previously filed version of this report
| 10. Check if this is a Termination Report | Termination Date |
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11. No Lobbying Issue Activity |
| INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13 | |||||||||
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| 12. Lobbying | 13. Organizations | ||||||||
| INCOME relating to lobbying activities for this reporting period was: | EXPENSE relating to lobbying activities for this reporting period were: | ||||||||
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| Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). | 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options. | ||||||||
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Method A.
Reporting amounts using LDA definitions only
Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code Method C. Reporting amounts under section 162(e) of the Internal Revenue Code |
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| Signature | Digitally Signed By: Elizabeth (Ibby) Dickson |
Date | 4/19/2026 10:53:39 PM |
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code BAN
16. Specific lobbying issues
Advocated for policies impacting the broader banking system, payments, and financial regulatory framework, including:
Bank Secrecy Act (BSA) / CTR Threshold Modernization: Supported legislation to update and index Currency Transaction Report (CTR) thresholds for inflation, including H.R. 1799, the Financial Reporting Threshold Modernization Act. Advocacy focused on reducing outdated regulatory burdens while maintaining effective anti-money laundering (AML) safeguards.
Credit Card Interest Rate Caps: Opposed legislative proposals to impose a federal cap on credit card interest rates (e.g., 10 percent cap), citing concerns regarding reduced access to credit for higher-risk borrowers and disruption of risk-based pricing in unsecured lending.
Interchange / Credit Card Routing Mandates: Opposed proposals to expand interchange routing requirements to credit cards, including the Credit Card Competition Act. Advocacy emphasized the role of interchange revenue in funding fraud prevention, cybersecurity, and consumer protections, as well as concerns about increased fraud risk and limited pass-through savings to consumers.
Durbin Amendment Threshold Indexing: Supported legislative efforts to index the asset threshold for interchange regulation under the Durbin Amendment to inflation to preserve exemptions for smaller financial institutions, including S. 3849, the Community Bank Relief Act.
Fraud Prevention and Scam Mitigation (TRAPS Act): Supported legislative efforts to address financial fraud and scams, including H.R. 4936 and S. 2019 (TRAPS Act). Advocacy included promoting interagency coordination, enhanced data-sharing, and tools for financial institutions to detect and prevent fraudulent activity.
Consumer Financial Data Access (Section 1033): Engaged on rulemaking under Section 1033 of the Dodd-Frank Act regarding consumer financial data access. Advocacy focused on data security, appropriate liability allocation, and cost recovery for financial institutions providing third-party data access.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Ibby |
Dickson |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.
15. General issue area code FIN
16. Specific lobbying issues
Advocated for policies impacting credit unions and financial institutions, including:
Community Development Financial Institutions (CDFI) Fund: Supported continued funding, deployment, and modernization of the U.S. Department of the Treasurys CDFI Fund to expand access to affordable financial services in underserved and rural communities. Advocacy included promoting timely distribution of appropriated funds and ensuring credit union eligibility for programs supporting small business lending, affordable housing, and community development.
Loan Maturity Limits: Supported legislative efforts to modernize statutory loan maturity limits for federally chartered credit unions, including extending permissible loan terms for mortgage and commercial lending to better align with market conditions and improve access to long-term, affordable credit, including S. 3616 and H.R. 4167.Credit Union Board Modernization: Supported legislation to modernize governance requirements for federally chartered credit unions, including S. 522 and H.R. 975, to reduce mandatory board meeting frequency and provide operational flexibility while maintaining safety and soundness.
Federal Home Loan Bank (FHLB) System: Engaged on policy discussions regarding credit union eligibility and participation in the Federal Home Loan Bank System, including H.R. 7647, the MORE Opportunities for Homeownership Act, to ensure continued access to liquidity and support for housing finance.
CFPB Oversight and Reform: Engaged on issues related to the Consumer Financial Protection Bureau, including regulatory structure, rulemaking, and supervisory expectations, with an emphasis on ensuring regulations reflect the unique structure and mission of credit unions.
17. House(s) of Congress and Federal agencies Check if None
U.S. SENATE, U.S. HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB)
18. Name of each individual who acted as a lobbyist in this issue area
| First Name | Last Name | Suffix | Covered Official Position (if applicable) | New |
Ibby |
Dickson |
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19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None
Information Update Page - Complete ONLY where registration information has changed.
20. Client new address
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21. Client new principal place of business (if different than line 20)
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22. New General description of client’s business or activities
LOBBYIST UPDATE
23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client
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ISSUE UPDATE
24. General lobbying issue that no longer pertains
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AFFILIATED ORGANIZATIONS
25. Add the following affiliated organization(s)
Internet Address:
| Name | Address |
Principal Place of Business (city and state or country) |
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26. Name of each previously reported organization that is no longer affiliated with the registrant or client
| 1 | 2 | 3 |
FOREIGN ENTITIES
27. Add the following foreign entities:
| Name | Address |
Principal place of business (city and state or country) |
Amount of contribution for lobbying activities | Ownership percentage in client | ||||||||||
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28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization
| 1 | 3 | 5 |
| 2 | 4 | 6 |
CONVICTIONS DISCLOSURE
29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery,
extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?
| Lobbyist Name | Description of Offense(s) |