Clerk of the House of Representatives
Legislative Resource Center
135 Cannon Building
Washington, DC 20515
http://lobbyingdisclosure.house.gov 		Secretary of the Senate
Office of Public Records
232 Hart Building
Washington, DC 20510
http://www.senate.gov/lobby
LOBBYING REPORT

Lobbying Disclosure Act of 1995 (Section 5) - All Filers Are Required to Complete This Page

1. Registrant Name Organization/Lobbying Firm Self Employed Individual
SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)

2. Address

Address1
200 Lawyers Road NW #1506
 Address2
​
City
Vienna
 State
VA
 Zip Code
22183
 Country
USA

3. Principal place of business (if different than line 2)

City
​
State
​
Zip Code
​
Country
​
4a. Contact Name b. Telephone Number c. E-mail
​Ms.
​KAREN KERRIGAN
​7032425840
​kkerrigan@sbecouncil.org
5. Senate ID#
​35627-12
7. Client Name Self Check if client is a state or local government or instrumentality
​SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)
6. House ID#
​327060000
TYPE OF REPORT 8. Year
​2026
 Q1 (1/1 - 3/31) Q2 (4/1 - 6/30) Q3 (7/1 - 9/30) Q4 (10/1 - 12/31)

9. Check if this filing amends a previously filed version of this report

10. Check if this is a Termination Report Termination Date
​
11. No Lobbying Issue Activity
INCOME OR EXPENSES - YOU MUST complete either Line 12 or Line 13
12. Lobbying 13. Organizations
INCOME relating to lobbying activities for this reporting period was: EXPENSE relating to lobbying activities for this reporting period were:
Less than $5,000
Less than $5,000
$5,000 or more $
​
$5,000 or more $
​45,000.00
Provide a good faith estimate, rounded to the nearest $10,000, of all lobbying related income for the client (including all payments to the registrant by any other entity for lobbying activities on behalf of the client). 14. REPORTING Check box to indicate expense accounting method. See instructions for description of options.
Method A. Reporting amounts using LDA definitions only

Method B. Reporting amounts under section 6033(b)(8) of the Internal Revenue Code

Method C. Reporting amounts under section 162(e) of the Internal Revenue Code

Signature
Digitally Signed By: Karen Kerrigan
 Date
7/20/2026 2:24:26 PM

LOBBYING ACTIVITY. Select as many codes as necessary to reflect the general issue areas in which the registrant engaged in lobbying on behalf of the client during the reporting period. Using a separate page for each code, provide information as requested. Add additional page(s) as needed.

15. General issue area code SMB

16. Specific lobbying issues


GOOD GOVERNMENT:

White House Conference on Small Business Act, H.R. 6855: Support action by U.S. House to advance the legislation.

DME Scammer Prevention Act of 2026, H.R. 8871: Support the legislation.

Preventing Waste, Fraud and Abuse in TANF Act, H.R. 8872: Support the legislation.

Protecting Seniors and Stopping Fraudsters Act, H.R. 8883: Support the legislation.

Recover COVID Unemployment Fraud in Banks Act, H.R. 8873: Support the legislation.

Supporting Rural Communities, H. Res. 1182: Supported House passage of the resolution.

WORKFORCE ISSUES:

Workforce Apprenticeship Growth and Education Support (WAGES) Act, H.R. 8624 and S. 4463: Support the legislation.

Faster Labor Contracts Act, H.R. 5408: Opposed House passage of the legislation.

Flexibility for Workers Education Act, H.R. 2262: Continue to support U.S. House passage of the bill.

Empowering Employer Child and Elder Care Solutions Act, H.R. 2270: Continue to support U.S. House passage of the bill.

Working Families Flexibility Act, H.R. 2870: Continue to support U.S. House passage of the bill.

Tipped Employee Protection Act, H.R. 2312: Support U.S. House passage of the bill.

DOLs Proposal to Expand Investment Opportunities in 401(k) Plans (Fiduciary Duties in Selecting Designated Investment Alternatives): Expressed support for a proposed rulemaking to provide American workers, small business owners and their employees with access to the same diversified opportunities long available to large pension funds.

Submitted Comments to Department of Labor (DOL) on Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act: Expressed support for the proposed rule changes on independent contractors.

President Trumps Executive Order on PROMOTING RETIREMENT-SAVINGS ACCESS FOR AMERICAN WORKERS BY ESTABLISHING TRUMPIRA.GOV: Expressed support for the initiative.

ACCESS TO CAPITAL:

INVEST Act, H.R. 3383: Support U.S. Senate passage of this Housed-passed bill.

Submitted Comments to the Federal Reserve on Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations [R-1887]: SBE Council welcomed the re-proposal as a substantive improvement over the 2023 version and made slight recommendations.

Submitted Comments to the Office of the Comptroller (OCC) on National Bank Non-Interest Charges and Fees, and interim final order, Order Preempting the Illinois Interchange Fee Prohibition Act. SBE Council expressed support for these actions.

TAX POLICY:

Small Business Tax Cut Act, H.R. 8415: Support the legislation.

Indexing Capital Gains Tax Liability to Inflation: Support legislative or administrative action to make this change.

H. Res. 1156 which Expresses Support for Tax Policies that Support Working Families: Supported the House resolution.

More Homes on the Market Act, H.R. 1340, S.3332: Support the legislation.

American Innovation Act, H.R. 1778, S. 4207: Support the legislation.

BUSINESS STARTUP AND GROWTH:

SAVE Local Businesses Act, H.R. 4366: Support U.S. House passage of the bill.

New Opportunities for Business Ownership and Self-Sufficiency Act (NO BOSS Act), H.R. 6431: Supported U.S. House passage of the legislation.

American Innovation Act, H.R. 1778, S. 4207: Support the legislation.

Submitted Comments to Federal Trade Commission and Department of Justice on Making Improvements to the Premerger Notification and Report Form: Urged the agencies to consider maintaining the current HSR form and system, as potential changes have not been substantiated with failures, problems or flaws.

AI AND TECHNOLOGY

Continue to voice restraint on excessive regulatory frameworks or actions that would undermine what is a critical new technology for small businesses.

SECURE Data Act (Securing and Establishing Consumer Uniform Rights and Enforcement over Data Act), H.R. 8413: Welcomed the introduction of comprehensive data privacy legislation.

AI Education: Continue to brief congressional staff on the benefits of AI to small businesses and startups as conveyed through SBE Council research and surveys.
American Innovation and Choice Online Act (AICOA). S. 4746: Oppose the legislation.

REGULATORY REFORM AND MODERNIZATION


Guidance Out of Darkness (GOOD) Act (H.R. 1515): Urged Senate to advance House-passed bill.
Information Quality Assurance Act (H.R. 6329): Urged Senate to advance House-passed bill.

ESA Amendments Act, H.R. 1897: Supported House passage of the bill.

Prove It Act of 2025, H.R. 1163: Support House action and passage of the bill.

21st Century ROAD to Housing Act, H.R. 6644: Supported House amendment to the Senate-passed bill and final bill that went into law.

Reducing and Eliminating Duplicative Environmental Regulations (RED Tape) Act, H.R. 6398: Supported House passage of the legislation.

Earnings Claims Rulemaking and Business Opportunity Rule: Continue to express concerns about these Biden-Era regulatory efforts that remain on the Federal Trade Commissions regulatory agenda

Standardizing Permitting and Expediting Economic Development Act (SPEED Act), H.R. 4776: Supporting Senate action on House-passed bill.

Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act, H.R. 3898: Support Senate action on House-passed bill.

Repealing Big Brother Overreach Act, H.R. 425: Support the legislation.

GOVERNMENT REFORM AND OPERATIONS:

Tax Relief for Fraud Victims Act, H.R. 9500: Support the legislation.

AI Tax Integrity Act of 2026, H.R. 9501: Support the legislation.

Taxpayer Advocate Participation Act, H.R. 9498: Support the legislation.

Taxpayer Assistance and Service Act. S. 3931: Support the legislation.

Taxpayer Due Process Enhancement Act, H.R. 6506: Support U.S. Senate action on the House-passed bill.

Taxpayer Notification and Privacy Act, H.R. 6495: Support U.S. Senate action on the House-passed bill.

HEALTHCARE AND AFFORDABLE HEALTH COVERAGE:

HSAs For All Act, H.R. 7681: Support the legislation.

Lower Health Care Premiums for All Americans Act, H.R. 6703: Support Senate action of House-passed bill.

340B Drug Program: Continue to voice concerns about this program to Congress (in terms of effects on high drug and health premium costs) and the need for reforms.

Medication Affordability and Patent Integrity Act, S. 2658: Expressed concern about the legislation.

Biosimilar Red Tape Elimination Act, S. 1954: Expressed concern about the legislation.

Ensuring Timely Access to Generics Act, S. 3014: Expressed concern about the legislation.

Abolish the Center for Medicare and Medicaid Innovation (CMMI) Act, H.R. 8293: Support the legislation.

TRADE AND GLOBAL MARKET ACCESS:

Submitted coalition comments to U.S. Department of Commerce on Section 232 Investigation of Imports of Semiconductors and Semiconductor Manufacturing Equipment (91 FR 2443): Urged the Administration to refrain from imposing tariffs on semiconductors and downstream
consumer and commercial technology products.




17. House(s) of Congress and Federal agencies Check if None

U.S. SENATE, Labor - Dept of (DOL), Executive Office of the President (EOP), White House Office, U.S. HOUSE OF REPRESENTATIVES, Federal Trade Commission (FTC), Justice - Dept of (DOJ), Federal Reserve System, Office of the Comptroller of the Currency (OCC), Commerce - Dept of (DOC)

18. Name of each individual who acted as a lobbyist in this issue area

First Name Last Name Suffix Covered Official Position (if applicable) New
Karen
Kerrigan
​
​
Raymond
Keating
​
​

19. Interest of each foreign entity in the specific issues listed on line 16 above Check if None

​

Information Update Page - Complete ONLY where registration information has changed.

20. Client new address

Address
​
City
​
State
​
Zip Code
​
Country
​

21. Client new principal place of business (if different than line 20)

City
​
State
​
Zip Code
​
Country
​

22. New General description of client’s business or activities

​

LOBBYIST UPDATE

23. Name of each previously reported individual who is no longer expected to act as a lobbyist for the client

First Name
Last Name
Suffix
First Name
Last Name
Suffix
1
​
​
​
3
​
​
​
2
​
​
​
4
​
​
​

ISSUE UPDATE

24. General lobbying issue that no longer pertains

​
​
​
​
​
​
​
​
​

AFFILIATED ORGANIZATIONS

25. Add the following affiliated organization(s)

Internet Address:

Name Address Principal Place of Business
(city and state or country)
Street Address
City State/Province Zip Country
City
State Country

26. Name of each previously reported organization that is no longer affiliated with the registrant or client

1 2 3

FOREIGN ENTITIES

27. Add the following foreign entities:

Name Address Principal place of business
(city and state or country) 		Amount of contribution for lobbying activities Ownership percentage in client
Street Address
City State/Province Country
City
State Country
%

28. Name of each previously reported foreign entity that no longer owns, or controls, or is affiliated with the registrant, client or affiliated organization

1 3 5
2 4 6

CONVICTIONS DISCLOSURE

29. Have any of the lobbyists listed on this report been convicted in a Federal or State Court of an offense involving bribery, extortion, embezzlement, an illegal kickback, tax evasion, fraud, a conflict of interest, making a false statement, perjury, or money laundering?

Lobbyist Name Description of Offense(s)